Explore the differences! FHA VS Conventional loan programs in Galesburg, Knox County, Illinois

In the year 2025, the limit for Conventional loans in Galesburg, situated in Knox county, IL, is $726,200. For a single-family residence, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate top rates today between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side, aiding you in choosing the most suitable option in IL for your financial situation.

Review loan offers from a network of 100 lenders

2025 loan limits and downpayment guidelines in Galesburg, Knox county, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to zip codes: 61401, 61402

Explore Conventional and FHA loan alternatives in Galesburg, IL

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loans for you, quickly and without inconvenience. Pick from three introductory options that connect you to lenders and their loan offerings.

Lendersa USDA loan and matching results


  • Access Loans
  • 150 SE 2nd Avenue, Miami, FL, 33131
  • Access Loans offers low-cost loans for employees facing financial struggles. We make lending more accessible, convenient, and transparent. We want to inspire financially healthy communities and provide financial inclusion to the working class. Our loan solutions offer a unique approach to combat against the payday lender trap..
  • GLOBAL CAPITAL ASSETS
  • 888 Brickell Avenue, Cape Coral, FL, 33131
  • Global Capital Assets is a private firm providing loans to foreign nationals, to US citizens, and capital for real estate development. We facilitate foreign national loans for residential & commercial properties in Florida, NY, TX & CO.We also facilitate loans to citizens & residents buying in The Dominican Republic
  • BMG Money, Inc.
  • 444 Brickell Avenue Suite 250, Miami, FL, 33131
  • "BMG Money is a consumer finance company, which through innovation, we created an online credit solution to combat the payday lenders A traditional approach to assessing a person’s creditworthiness relies on using an often misleading credit score as a sole marker of reliability. BMG Money takes a more holistic approach
  • David A. Krebs
  • 1080 Brickell Avenue, Miami, FL, 33131
  • David A. Krebs is a licensed mortgage broker who can navigate you through the process of finding the right loan for your needs.and He is licensed to broker residential mortgages in Florida,David thoroughly enjoys leveraging his 15-plus years of experience in the mortgage industry to help his clients.
  • GenX Capital Partners LLC
  • 200 Biscayne Blvd Way, Miami, FL, 33131
  • GenX Capital Partners and their equity fund partners target real estate investment debt and equity partnership opportunities that fall into the broad categories of value add opportunities and event driven/complex situations. We work only with seasoned sponsors who have a solid project backed by a compelling story and business plan that gives the ha
  • Yale Mortgage
  • 1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
  • Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans. Our financing solutions help real estate investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.
  • Expert Financing & Investments Inc
  • 429 Lenox Avenue, Suite 4C19, Miami Beach, FL, 33139
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Klick Mortgage Inc
  • 429 Lenox Avenue, Suite 433, Miami Beach, FL, 33139
  • Established in 1990 to serve the needs of our community, in where are selling and funding deals all the time. KlickMortgage.com is one of the leaders in direct lending in Florida, and with our help, and effort on your part, you should be able to buy, refinance your home and make your dream come truth and accomplish your investment goal.