Explore the differences! FHA VS Conventional loan programs in Kewanee, Henry County, Illinois

In 2026, the conventional loan limit for a single-family home in Kewanee, located in Henry, IL, is set at $726,200. Meanwhile, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the best current rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the optimal program for your financial situation in IL.

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2026 Loan Limits and Down Payment Requirements in Kewanee, Henry, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 61443

Options for Conventional and FHA Loans in Kewanee, IL

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you without any hassle. Begin with one of three pathways that match you to suitable lenders and loan programs.

Lendersa requests with USDA results


Kewanee Lenders

  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Lends in Illinois
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca

    On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.

  • Community State Bank IL
  • 625 SE 2nd Street, Galva, IL, 61434
  • Lends in Illinois
  • November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.

  • Anderson State Bank
  • 111 West Highway Street, Oneida, IL, 61467
  • Lends in Illinois
  • Anderson State Bank’s operation spans three centuries of service to Knox and Henry counties. The Bank was opened in 1876 by A.B. Anderson. In 1917 the bank became incorporated under the name of Anderson State Bank.

    Andrew B. Anderson came to Knox County in May 1852. A native of Scotland, Andrew first stopped in Victoria

  • 1st Community Bank
  • 407 Third Street, Sherrard, IL, 61281
  • Lends in Illinois
  • 1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois.
    Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information

  • Gale Credit Union
  • 631 North Henderson Street, Galesburg, IL, 61401
  • Lends in Illinois
  • Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,

  • Tompkins State Bank
  • 1380 N. Henderson St, Galesburg, IL, 61401
  • Lends in Illinois
  • Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.

  • F&M Bank Illinois
  • 21 E. Main St, Galesburg, IL, 61401
  • Lends in Illinois
  • The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers

  • SERVICE PLUS CREDIT UNION
  • 2110 53rd Street, Moline, IL, 61265
  • Lends in Illinois
  • Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline

  • Deere Employees Credit Union
  • 3950 38th Avenue, Moline, IL, 61265
  • Lends in Illinois
  • As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members.

    By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent