FHA VS Conventional loan in Harwood-Heights, Cook County, Illinois

In 2026, the limit for conventional loans in Harwood-Heights, located in the county of Cook, IL, is $647,200. The FHA limit for a single-family home is $420,680.

With Lendersa®'s Conventional loan calculator, evaluate today’s best rates across Conventional, FHA, and USDA loans. Determine your necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator enables you to see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most appropriate program in IL for your unique financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Harwood-Heights, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison applies to these zip codes: 60706

Discover Conventional and FHA Loan Options in Harwood-Heights, IL

Lendersa® is committed to finding you the best possible Conventional, USDA, or FHA loans quickly and with ease. Choose one of three routes to connect with matching lenders and appropriate loan programs suited for you.

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Harwood-Heights Lenders

  • JP Financial Group Inc
  • 7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
  • Lends in Illinois
  • JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.

  • Parkway Bank and Trust Company
  • 4800 North Harlem Avenue, Harwood Heights, IL, 60656
  • Lends in Illinois
  • Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.

  • Lender 4 You Limited
  • 5201 N Harlem Ave, Chicago, IL, 60656
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process

  • Destiny Mortgage Group, Inc
  • 5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
  • Lends in Illinois
  • Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.

  • Chicagoland Mortgage Group LLC
  • 3351 West Harlem Avenue, Chicago, IL, 60634
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Forum Mortgage Bancorp
  • 7221 West Touhy, Chicago, IL, 60631
  • Lends in Illinois
  • Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.

  • NorthPoint Lending Group Inc
  • 7434 North Harlem Avenue, Chicago, IL, 60631
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Integra Financial Group Inc
  • 6565 North Avondale, Suite 200, Chicago, IL, 60631
  • Lends in Illinois
  • Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more. Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.

  • Simply Financial Inc
  • 5632 West Lawrence Avenue, Chicago, IL, 60630
  • Lends in Illinois
  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.