Explore the differences! FHA VS Conventional loan programs in Harwood-Heights, Cook County, Illinois

In 2025, the limit for conventional loans in Harwood-Heights, located in the county of Cook, IL, is $647,200. The FHA limit for a single-family home is $420,680.

With Lendersa®'s Conventional loan calculator, evaluate today’s best rates across Conventional, FHA, and USDA loans. Determine your necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator enables you to see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most appropriate program in IL for your unique financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Harwood-Heights, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison applies to these zip codes: 60706

Discover Conventional and FHA Loan Options in Harwood-Heights, IL

Lendersa® is committed to finding you the best possible Conventional, USDA, or FHA loans quickly and with ease. Choose one of three routes to connect with matching lenders and appropriate loan programs suited for you.

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  • Investors Choice Lending
  • 8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
  • Investors Choice Lending is a private hard money lender offering Boston’s real estate investors a unique opportunity to secure the funds they need. When you’ve got eyes on your next investment property, there’s nothing you want more than to close quickly and without hassle. We’ve aligned ourselves with many National lending resources.
  • Ethic, a Wealth Bank
  • 125 High Street, 17th Floor, Boston, MA, 02110
  • We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.
  • Eastern Bank
  • 265 Franklin St, Boston, MA, 02110
  • Our history goes back over 200 years. We offer banking, investments, and insurance all under one roof, and we pride ourselves on working harder to understand our customers’ needs so we can deliver these services in a committed and personal way. Founded in 1818 and headquartered in Boston
  • Own Up
  • 101 Arch Street, Suite 410, Boston, MA, 02110
  • Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did. We use technology to simplify the home financing process.
  • Raymond C. Green Companies
  • 155 Federal St, Ste 1300, Boston, MA, 02110
  • The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.
  • First Priority Credit Union
  • 25 Dorchester Avenue, Boston, MA, 02205
  • First Priority Credit Union is a Massachusetts state-chartered credit union that began providing banking products and services to members in 1924. FPCU membership originally included United States Postal Employees, retirees and their family, but over the years has grown to include those that live or work in Suffolk and Essex Counties
  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle. While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
  • Boston Realty Funding
  • 404 Neponset Ave, Dorchester, MA, 02122
  • We promise to provide exceptional customer service, competitive rates and a fast response. We have established relationships with lenders throughout the country and are able to get your loans financed quick. Boston Realty Funding is committed to providing a solution to your real estate financing needs.