FHA VS Conventional loan in Harwood-Heights, Cook County, Illinois

In 2026, the limit for conventional loans in Harwood-Heights, located in the county of Cook, IL, is $647,200. The FHA limit for a single-family home is $420,680.

With Lendersa®'s Conventional loan calculator, evaluate today’s best rates across Conventional, FHA, and USDA loans. Determine your necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator enables you to see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most appropriate program in IL for your unique financial circumstances.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Harwood-Heights, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison applies to these zip codes: 60706

Discover Conventional and FHA Loan Options in Harwood-Heights, IL

Lendersa® is committed to finding you the best possible Conventional, USDA, or FHA loans quickly and with ease. Choose one of three routes to connect with matching lenders and appropriate loan programs suited for you.

Lendersa USDA loan request and matching results


  • Right Choice Lending Corp
  • 3960 E. Patrick Lane, Suite 201, Las Vegas, NV, 89120
  • "We have over 20 years experience and our goal is to make the home buying experience a pleasurable one. We specialize in FHA,VA, Conventional and Commercial Lending.
    We love 1st time homebuyers!
    Call us for more information on low down payment options. The Right Choice in Mortgage!
    Come meet our friendly staff here to help you with all"

  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.

  • Commercial Capital Advisors
  • 8965 South Pecos Road, Suite 10A, Henderson, NV, 89074
  • CommCap represents a wide variety of funding sources including life insurance companies, pension funds, investment banks, bridge loan, Government Sponsored Agencies and high leverage lenders. We specialize in crafting optimal financing structures for all types of income producing real estate including shopping centers.

  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help!

    At Five Star Mortgage, our ultimate goal is to creat

  • Millennium Mortgage Group LLC
  • 2520 Saint Rose Parkway, Suite 305, Henderson, NV, 89074
  • Millennium Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Vision Home Mortgage
  • 223 North Pecos Road, Suite 120, Henderson, NV, 89074
  • Our mission is to serve our customers with honesty, integrity & experience. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible.We offer our clients a more personal touch. You have one experienced loan officer who you can contact directly, also there every step of the way.

  • All American Home Mortgage LLC
  • 8915 South Pecos, Suite 17B, Henderson, NV, 89074
  • All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.

  • ABM Funding
  • 701 N Green Valley Pkwy, Suite 200, Henderson, NV, 89074
  • At ABM Funding Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage