FHA VS Conventional loan programs in 2025 for Park-Ridge, Cook County, Illinois
In 2025, the limit for Conventional loans in Park-Ridge, within the county of Cook, IL, is set at $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's best available rates for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage tool allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you to the best program for your situation in IL.
2025 Loan Limits and Downpayment Requirements in Park-Ridge, Cook, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
These details are valid for ZIP codes: 60068
Available Conventional and FHA Loan Options in Park-Ridge, IL
The goal of Lendersa® is to facilitate the swift acquisition of the ideal Conventional, USDA, or FHA loan with minimal hassle. Choose one of our three available starting points to match with suitable lenders and programs.
Island Home Mortgage is a family owned and operated business led by Michael Eric Kuc. Originally from New York, Michael’s family relocated to Florida in the Orlando area as a child where later, as an adult, he would find his love for St. Augustine, Fl. After several family trips to the area with his wife, Tonya and daughter Berkley,
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