FHA VS Conventional loan in Park-Ridge, Cook County, Illinois

In 2025, the limit for Conventional loans in Park-Ridge, within the county of Cook, IL, is set at $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's best available rates for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage tool allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you to the best program for your situation in IL.

Explore loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Park-Ridge, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

These details are valid for ZIP codes: 60068

Available Conventional and FHA Loan Options in Park-Ridge, IL

The goal of Lendersa® is to facilitate the swift acquisition of the ideal Conventional, USDA, or FHA loan with minimal hassle. Choose one of our three available starting points to match with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • GoModern Lending Inc
  • 180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
  • At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.
  • Instant Capital
  • 8175 East Kaiser Boulevard, Suite 218, Anaheim, CA, 92808
  • We are a full service mortgage company which has made the home loan process easy. With experts in all the current residential programs including FHA, VA, Fannie Mae, Freddie Mac, Jumbo, and Reverse Mortgage lending. You can count on Instant Capital to close your purchase or refinance home loan, and close it in the most efficient, cost effective
  • Cornerstone Home Lending
  • 8175 E. Kaiser Blvd, Suites 201, 202, 203, Anaheim, CA, 92808
  • Founded in 1988, Cornerstone Home Lending, Inc. is a full-service mortgage lender. Thirty years later, we're still committed to the core values we started with: lending with a servant's heart, closing mortgages on time, treating our borrowers like people and not just a number, and making buying a house feel easy.
  • Home Loan Solutions
  • 8175 E Kaiser Blvd, Anaheim, CA, 92808
  • Home Loan Solutions, an established Orange County lender that services all of California, and specializes exclusively in residential loans. If you are seeking mortgage professionals that have endured the industry changes of the past decade with integrity and risen to the top as a result.then we may be your ideal lending solution.
  • Western Pacific Home Loans
  • 155 N Riverview Dr Suite 120, Anaheim, CA, 92808
  • Western Pacific Home Loans is a mortgage broker with operations in one state. Western Pacific Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. Western Pacific Home Loans is a FREEandCLEAR Technology All Star.
  • Labrador Consulting Inc.
  • 2844 Camino Serbal, Carlsbad, CA, 92009
  • Labrador Consulting Inc. was founded in 2008. We specialize in an assortment of home loan products for California home owners.Our team is committed to providing our clients with the best advice with a goal of complete customer satisfaction. Whether you are purchasing your dream home, refinancing your current loan.
  • Progressive Mortgage Solutions
  • 7035 Via Candrejo, Carlsbad, CA, 92009
  • We pledge to provide education, guidance, and resources to help our clients achieve financial goals and to improve their financial stability. We are committed to maintain a superior level of integrity and customer service in order our clients to feel empowered to make important financial decisions during and after loan transaction process.
  • Enact Partners
  • 7668 El Camino Real, Carlsbad, CA, 92009
  • Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.
  • Enact Partners
  • 7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.