Explore the differences! FHA VS Conventional loan programs in Hometown, Cook County, Illinois

In the year 2025, the Conventional loan limit for Hometown, located in the county of Cook, IL, is $726,200. Meanwhile, the limit for an FHA loan for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore and compare the best available rates for Conventional, FHA, and USDA loans today. This tool helps to identify the income, credit, reserves, and documents necessary to qualify for these loans. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to determine which program in IL is suitable for your specific financial needs.

Review loan offers from a selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Hometown, County of Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparative table applies to the following zip codes: 60456

Navigating Conventional and FHA Loan Options in Hometown, IL

The ambition of Lendersa® is to help you swiftly and smoothly secure the most favorable Conventional, USDA, or FHA loans. You can begin by choosing one of three strategies that will align you with suitable lenders and programs.

Results from Lendersa's USDA loan request and matching process


  • Integrity Lending
  • 9040 Town Center Parkway, Lakewood Ranch, FL, 34202
  • We will treat you with the respect and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Coastal Community Finance
  • 6214 Braden Run, Bradenton, FL, 34202
  • Coastal Community Finance is an independent mortgage brokerage team serving residential and commercial clients in the state of Florida. With over 20 years experience in the industry, CCF specializes in 1st time home buyers, investment properties, construction, and commercial loans.
  • BLUE SKYE LENDING LLC
  • 8130 Lakewood Main Street Suite 205, Lakewood Ranch, FL, 34202
  • Blue Skye Lending,is a Florida mortgage broker bold enough to change the home-financing experience for the better. Founded in 2006 by a dedicated team of Licensed Florida mortgage professionals, we saw an incredible need to put people first. It turns out we were on to something, and our clients agree.
  • Fairway Funding Group
  • 8235 Natures Way, Bradenton, FL, 34202
  • Fairway Funding Group in 2000, Founder, Mark Pascarella set out to distinguish his firm of residential home financing through value-driven client relationships. Residential mortgage financing is our only business and as a result, our staff of industry-leaders has the knowledge and experience to support clients.
  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
  • Comal Funding Group, LLC.
  • 13423 Blanco Road, San Antonio, TX, 78216
  • Discover financing solutions with Comal Funding Group, LLC! Founded by seasoned professional Robb Leitgen, we specialize in crafting personalized funding strategies that empower businesses to achieve their financial goals. Whether you're seeking capital for expansion, acquisition, or working capital needs, our expert team is dedicated to your succe
  • Generations Community Federal Credit Union
  • 9311 San Pedro Ave, San Antonio, TX, 78216
  • Generations FCU was founded in 1940, with each founding member depositing $10 to become a member-owner. This new financial cooperative allowed members to provide for their families, build savings, buy cars, and plan for a secure future – together. Previously named San Antonio City Employees Federal Credit Union
  • Texas State Home Loans, Inc.
  • 13333 Blanco Road, Suite 204, San Antonio, TX, 78216
  • Texas State Home Loans, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward .
  • Texas Heartland Mortgage
  • 1175 W Bitters Bldg 1, Suite 101, San Antonio, TX, 78216
  • Texas Heartland Mortgage San Antonio, Texas ! As a Team We are excited and look forward to exceeding your expectation in purchasing a home to call your own. Contact us directly and let us know how we can assist you, or answer any questions, you may have in buying or refinacing your home
  • SWBC Mortgage Corporation
  • 9311 San Pedro, Suite 100, San Antonio, TX, 78216
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA. Headquartered in San Antonio, Texas, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity
  • Home Loan Experts, LLC
  • 10000 San Pedro Suite 110, San Antonio, TX, 78216
  • Home Loan Experts, LLC great time to purchase or refinance, so let us walk you through the whole process. It's easy and Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter.
  • GCMAC
  • 507 W. Rhapsody, San Antonio, TX, 78216
  • Great Central Mortgage Acceptance Co., LTD is a direct private money lender specializing in short term and long term loans for equity based real estate transactions. Texas Hard Money (GCMA) has been financing real estate investors, developers, business owners and others for more than 20 years. We understand the specific problems and needs of pri