FHA VS Conventional loan programs in Evergreen-Park, Cook County, Illinois

This 2025, the conventional loan cap in Evergreen-Park, Cook County, IL is $647,200. For an FHA loan on a single-family home, the limit is $420,680.

Utilizing the Lendersa® Conventional loan calculator, compare today's top rates between Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and required documents needed to qualify. View the Conforming Conventional loans, USDA, FHA, and VA options side by side to determine the best fit in IL for your finances.

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2025 Loan Limits and Downpayment in Evergreen-Park, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This applies to zip codes: 60805

Conventional and FHA Loan Options in Evergreen-Park, IL

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan swiftly, with no hassle. Choose one of three approaches to access matching lenders and programs.

Lendersa shows USDA loan requests and results


  • Chicago Municipal Employees Credit Union
  • 18 South Michigan Avenue, Suite 1000, Chicago, IL, 60603
  • Chicago Municipal Employees Credit Union, the oldest active credit union in the State of Illinois, offers our members over 90 years of financial strength. Our roots go back to the early 1920s — a tough time in Chicago to make ends meet, even if you had a good job as a city employee.
  • CIBC Bank USA
  • 120 South LaSalle Street, Chicago, IL, 60603
  • The PrivateBank is now CIBC. We’ve changed our name, but we’re still the same team you trust. Ensure you don’t miss company news and career opportunities by connecting with us on our new CIBC US page. A link can be found on our latest post. CIBC U.S. provides tailored commercial, wealth management, personal
  • IRA Club
  • 67 E. Madison St, Suite 1510, Chicago, IL, 60603
  • The IRA Club has no financial affiliation with any investment provider. The IRA Club does not perform due diligence on any investment offering. All investment choices are made by the IRA account owner and are the exclusive responsibility of the IRA account owner. All investments have risks.
  • Amalgamated Bank of Chicago Chicago
  • 30 N. LaSalle, Chicago, IL, 60602
  • Amalgamated Bank of Chicago is your trusted banking partner. We meet a wide variety of commercial and consumer banking needs with a full range of products and services - including loans, checking and savings accounts, credit cards, cash management and trust services. For nearly 100 years, we have fostered deep ties to our customers
  • Xcapital Inc
  • 311 West Superior, Suite 207, Chicago, IL, 60654
  • Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.
  • Private Client Mortgage Group
  • 430 W. Erie St, Suite 300, 310, Chicago, IL, 60654
  • We are dedicated to providing a fast, efficient mortgage process. Our transparent digital mortgage experience is backed by superior customer support. We’re using technology to change the way people finance their homes. Give every client the best loan possible without sacrificing service, experience or integrity!
  • Commercial Lending
  • 116 W. Hubbard, Suite 200, Chicago, IL, 60654
  • Commercial Lending X is a finance and loan company that assists businesses in locating and securing loans for commercial ventures. Asset types managed by this company include asset based loans, working capital lines, industrial equipment financing and loans, business start, business acquisition, leasehold improvements.
  • Planites Credit Union
  • 300 E Randolph Street, 14th Floor, Chicago, IL, 60601
  • Planites Credit Union is committed to providing each member with personalized friendly service. As a member-owned and operated financial institution, the Credit Union's aim is to provide customized financial solutions for our member/owners. Membership is available to employees of HCSC, Dearborn National,
  • Axiom Capital Resource
  • 205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601
  • Axiom Capital Resource is a real estate firm that purchases well located, under-performing, or value-add multifamily and residential properties. Consequently, we generate attractive, risk-adjusted returns through several real estate cycles by demonstrating a firm investment discipline. Our philosophy has always been the same.
  • Lakeside Bank
  • 55 W. Wacker Dr, Chicago, IL, 60601
  • We're a family-owned Chicago bank. In 2022, we'll be 56 years old. We've grown to over $2.4 Billion in assets and ten branches throughout the city & suburbs. Our dramatic growth is due to how we work. Simply put, we build Relationships. And we build them to last. Our people have the authority to make decisions.
  • Police Mortgage LLC
  • 100 W. Randolph, 9th Floor, Chicago, IL, 60601
  • John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.