FHA VS Conventional loan programs in Justice, Cook County, Illinois

In 2025, the limit for a Conventional loan in Justice, Cook County, IL, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to assess today's optimal rates for Conventional, FHA, and USDA loans. Understand the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA options side by side, aiding you in selecting the best program for your financial situation in IL.

Examine loan propositions from 100 lenders

2025 Loan Limits & Down Payment Conditions in Justice, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison applies to the following ZIP codes: 60458

Examine Conventional and FHA Loan Alternatives in Justice, IL

Lendersa® is committed to quickly matching you with the best possible Conventional, USDA, or FHA loan options. Start with any of three paths that guide you to appropriate lenders and loan programs.

Discover USDA Loan Requests and Matching at Lendersa


  • Pacific Transportation Federal Credit Union
  • 101 West Walnut Street, Suite 101, Gardena, CA, 90248
  • Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
  • 1st California Security Investments, Inc
  • 1225 W 190th, Suite 320, Gardena, CA, 90248
  • 1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
  • Gardena Financial Mortgage
  • 1516 West Redondo Beach Boulevard, Gardena, CA, 90247
  • Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
  • Luther Burbank Savings
  • 175 South Beverly Dr, Beverly Hills, CA, 90212
  • Luther Burbank Savings offers a comprehensive suite of lending and savings products designed to protect and expand your enduring worth. We opened our doors in 1983 and recorded a profit in our second quarter of operations and in every quarter since. This is a true testament to our team's efforts to maintain fiscally sound banking practices
  • Cohen Financial Group
  • 9595 Wilshire Blvd, Suite 810, Beverly Hills, CA, 90212
  • Cohen Financial Group specializes in mortgage lending in Los Angeles and surrounding areas. Our firm, founded in 1999, is led by the number one mortgage broker in the US*, Mark Cohen. During his career, Mark has originated over 20, 000 loans totaling more than 13 billion dollars in volume.
  • Advisory Lending Group
  • 119 N Commercial St, Suite 240, Bellingham, WA, 98225
  • Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
  • Masihi Financial Group
  • 9465 Wilshire Boulevard, Suite 300, Beverly Hills, CA, 90212
  • At Masihi Financial Group we have only one goal in sight and that is to place our clients in a position of financial growth, security and confidence. The foundation of our business is built on honest and trustworthy practices. We aim to exceed your expectations at every turn, not just once but many times over.
  • California Capital Mortgage Bank
  • 9744 Wilshire Boulevard, Suite 203, Beverly Hills, CA, 90212
  • CALIFORNIA CAPITAL MORTGAGE BANK has built a reputation for mortgage solutions, competitive pricing and high level of personal service. As a lender, California capital mortgage bank funds many loans and closes even the most complex transactions. Working closely with support networks and real estate brokers.
  • Insignia Mortgage Inc.
  • 9665 Wilshire Blvd. M50, Beverly Hills, CA, 90212
  • Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.