FHA VS Conventional loan programs in Justice, Cook County, Illinois

In 2025, the limit for a Conventional loan in Justice, Cook County, IL, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to assess today's optimal rates for Conventional, FHA, and USDA loans. Understand the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA options side by side, aiding you in selecting the best program for your financial situation in IL.

Examine loan propositions from 100 lenders

2025 Loan Limits & Down Payment Conditions in Justice, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison applies to the following ZIP codes: 60458

Examine Conventional and FHA Loan Alternatives in Justice, IL

Lendersa® is committed to quickly matching you with the best possible Conventional, USDA, or FHA loan options. Start with any of three paths that guide you to appropriate lenders and loan programs.

Discover USDA Loan Requests and Matching at Lendersa


  • First Bank 1
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  • With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time. You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho
  • CorTrust Bank
  • 100 E Havens Ave, Mitchell, SD, 57301
  • CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
  • Family First of NY Federal Credit Union
  • 2520 Browncroft Boulevard, Rochester, NY, 14625
  • Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
  • Frontier Community Bank
  • 400 Lew Dewitt Blvd, Waynesboro, VA, 22980
  • Frontier Community Bank and its affiliates are committed to safeguarding the personal information that you provide us. This notice describes our privacy policy and how we handle and protect personal information we collect about individuals, such as you, who apply for or obtain our products and services.
  • DuPont Community Credit Union
  • 140 Lucy Ln, Waynesboro, VA, 22980
  • DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.
  • HomeTrust Mortgage, Inc.
  • 11576 Big Canoe, Jasper, GA, 30143
  • The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.
  • The Mortgage Source LLC
  • 21 Court St, Suite 102, Jasper, GA, 30143
  • We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.
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  • 91 Sammy McGhee, Suite 110, Jasper, GA, 30143
  • Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Georgia Power Northwest Federal Credit Union
  • 906 North Broad Street SE, Rome, GA, 30161
  • (GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.