FHA VS Conventional loan programs in 2026 for Hickory-Hills, Cook County, Illinois

In 2026, the conventional loan limit for Hickory-Hills in Cook county, IL, is $647,200. In contrast, the FHA limit for a single-family home is set at $420,680.

Use the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, helping you determine which program in IL suits your financial state best.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Hickory-Hills, Cook County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table applies to zip codes: 60457

Options for Conventional and FHA Loans in Hickory-Hills, IL

The aim of Lendersa® is to get you the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting points to align with matching lenders and loan programs.

Results for USDA loan requests with Lendersa


Hickory-Hills Lenders

  • First Secure Bank and Trust Co.
  • 10360 South Roberts Road, Palos Hills, IL, 60465
  • Lends in Illinois
  • First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.

  • MidAmerica Bancorp Inc
  • 9720 Southwest Highway, Oak Lawn, IL, 60453
  • Lends in Illinois
  • MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Our company has been serving the Chicagoland area for more than 25 years. We have become experts in the local housing market and in every type of home buying situation.

  • CROWN MORTGAGE COMPANY
  • 6141 W 95th St, Oak Lawn, IL, 60453
  • Lends in Illinois
  • Crown Mortgage Company is Chicagoland’s premier mortgage banker since 1975. We have helped thousands of families achieve the AMERICAN DREAM. What is unique about Crown Mortgage is that we are your lender throughout the life of the loan, from application until your last payment is made.

  • CrossCountry Mortgage
  • 5730 W 95th St Suite 103 and 201, Oak Lawn, IL, 60453
  • Lends in Illinois
  • At CrossCountry Mortgage, LLC we offer more than a mortgage. That’s because when we started in 2003, our President and CEO Ronald J. Leonhardt, Jr., had the vision to become a nationwide full service lender that could provide more to customers — meeting their needs, being there every step of the way, and making homeownership dreams possible and aff

  • FNBC Bank & Trust
  • 620 West Burlington Street, La Grange, IL, 60525
  • Lends in Illinois
  • FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.

  • Countryside Bank
  • 6734 Joliet Road, Countryside, IL, 60525
  • Lends in Illinois
  • Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio

  • Lending Leaf Co
  • 9908 West 55th Street, Countryside, IL, 60525
  • Lends in Illinois
  • Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.

  • United Trust Bank
  • 12330 S Harlem Ave, Palos Heights, IL, 60463
  • Lends in Illinois
  • At United Trust Bank we provide financial solutions to our customers while being fully committed to offering exceptional service and value. Unlike many banks and mortgage lenders, our bank is owned by our employees, not just stockholders. This important difference allows us to be more focused on the people we serve.

  • Archer Heights Credit Union
  • 6554 W Archer Avenue, Chicago, IL, 60638
  • Lends in Illinois
  • Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,