FHA VS Conventional loan programs in 2025 for Lake-Barrington, Lake County, Illinois

For 2025, the limit for a Conventional loan in Lake-Barrington, within the county of Lake, IL, is marked at $647,200. In contrast, the FHA loan ceiling for a single-family home is specified as $420,680.

With Lendersa®, you can compare the top rates for Conventional, FHA, and USDA loans using our specialized calculator. This tool helps determine income requirements, credit, reserves, and documentation needed for qualification. By using our advanced mortgage calculator, you'll be able to see Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in finding the best program in IL based on your financial circumstances.

See and compare loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Lake-Barrington, Lake County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table applies to the zip codes: 60010

Available Loan Options: Conventional and FHA in Lake-Barrington, IL

Lendersa® is committed to helping you swiftly secure the best possible loan option, whether it be Conventional, USDA, or FHA, without fuss. Choose one of the three pathways that connect you to suitable lenders and loan opportunities.

Inquiry into Lendersa USDA loan requests with matched results


  • Logan Finance Corporation
  • 520 Chickasawba Street, Blytheville, AR, 72315
  • LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.
  • Levo Credit Union
  • 1741 S Cleveland Avenue, Sioux Falls, SD, 57103
  • Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.
  • Service First Federal Credit Union
  • 3901 E 10th St, Sioux Falls, SD, 57103
  • Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
  • Bluestone Federal Credit Union - East Branch
  • PO Box 90240, Sioux Falls, SD, 57109
  • Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
  • The First National Bank in Sioux Falls
  • 100 S Phillips Ave, Sioux Falls, SD, 57104
  • At The First National Bank in Sioux Falls, we do things differently. With an infectious culture, a 135-year commitment to our communities, and a foundation built on our FIRST Values, we pride ourselves on being more than just a bank. Whether you’re looking to purchase your first home, starting a new business venture, or ready to invest,
  • American Bank & Trust
  • 200 E 10th St, Suite 100, Sioux Falls, SD, 57104
  • American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
  • Sioux Falls Federal Credit Union
  • 700 E 14th Street, Sioux Falls, SD, 57104
  • Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner
  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
  • Veritas Mortgage Services
  • 1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
  • Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.