Explore the differences! FHA VS Conventional loan programs in South-Barrington, Cook County, Illinois

During the year 2025, the Conventional loan ceiling in South-Barrington, situated in the county of Cook, IL, stands at $647,200. On the other hand, the FHA loan cap for a single-family residence is defined as $420,680.

The Lendersa® Conventional loan calculator is designed to help users compare today's Conventional rates against those of FHA and USDA, determining the necessary income, credit score, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to better decide which loan program in IL aligns with your personal financial needs.

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Insights on 2025 loan caps and down-payment requirements in South-Barrington, county of Cook, IL

Loan Category Limit and Maximum Amount Percentage of Down Payment
Conventional Conforming Loans $647,200 3%
USDA Loans $0 0%
FHA Loans $420,680 3.5%

This comparative table is relevant for the following ZIP code areas: 60010

Available Conventional and FHA Loan Selections in South-Barrington, IL

Lendersa® aims to provide customers with the best available options in Conventional, USDA, or FHA loans, delivered swiftly and without unnecessary hassle. Initiate your journey by choosing one of our three pathways: each option leads you to connect with suitable lenders and loan programs.

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  • Pacific Cascade Federal Credit Union
  • 1075 Oak Street, Eugene, OR, 97401
  • Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
  • Laneco Federal Credit Union
  • 74 Centennial Loop, Suite A, Eugene, OR, 97401
  • At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
  • Summit Funding, Inc
  • 300 Salem Street, Chico, CA, 95928
  • Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
  • Northwest Community Credit Union
  • 545 E 8th Ave, Eugene, OR, 97401
  • As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
  • Strategic Mortgage Solutions Inc
  • 911 Country Club Rd, Suite 390, Eugene, OR, 97401
  • We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
  • California First Mortgage Company
  • 2053 Forest Avenue, Suite 4, Chico, CA, 95928
  • Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
  • Paramount Mortgage Company
  • 975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
  • We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
  • Eugene Mortgage Brokers
  • 1310 Coburg Rd, Suite 1, Eugene, OR, 97401
  • Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
  • Stepping Stone Mortgage
  • 272 W. 11th Avenue, Eugene, OR, 97401
  • "Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated. Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."