FHA VS Conventional loan in Lake-Zurich, Lake County, Illinois

In the year 2025, the conventional loan limit in Lake-Zurich, located in Lake County, IL is $647,200, whereas the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator for a detailed comparison of today's top rates between Conventional, FHA, and USDA loans. Determine your qualification needs, including income, credit score, reserves, and required documents. Our enhanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program in IL tailored to your financial situation.

Explore loan offers from among 100 lenders

2025 loan limits and down payment requirements in Lake-Zurich, Lake, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 60047

Conventional and FHA loan opportunities in Lake-Zurich, IL

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three initial approaches to find matching lenders and loan options.

USDA loan request and match results by Lendersa


  • Lending Enterprise
  • 7007 Washington Ave, Suite 311, Whittier, CA, 90602
  • Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
  • Legacy Capital Funding
  • 7007 Washington Ave, Suite 301, Whittier, CA, 90602
  • Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
  • Nationwide Home Loans
  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • Pacific Mortgage Loans, Inc.
  • 3455 Ingraham Street, San Diego, CA, 92109
  • We are a full-service mortgage company based in San Diego, CA. We specialize in Conventional, High Balance Loans, VA purchase and streamline loans, Jumbo. and FHA and USDA lending anywhere in the State of California. Whether you are buying a home or refinancing anywhere in California, we can help you realize your dream of home ownership
  • Parkview Investment & Loan Inc
  • 4603 Mission Boulevard, Suite 219, San Diego, CA, 92109
  • Parkview Investment & Loan Inc was founded in 2006 by Mathieu Pollenz. Parkview Investment & Loan is a full service mortgage and realty service company. We work with Residential and Commercial properties. Our mortgage department is determined to provide our clients the best rates with unparalleled service.
  • Cal Coast Funding
  • 4609 Cass Street, San Diego, CA, 92109
  • Cal Coast Funding mortgage lender located in sunny San Diego, Ca. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced teaM.
  • Your San Diego Broker Inc
  • 1660 Chalcedony Street, Unit H, San Diego, CA, 92109
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • America's Local Lender, LLC
  • 4538 Cass Street, Suite B, San Diego, CA, 92109
  • We are an award-winning mortgage company with over 50 years of combined experience. We keep our costs low which allows us to pass those savings to our borrowers with competitive rates! We specialize in jumbo lending and loans to first-time home-buyers Call us today and put us to work for you!
  • SD Realty
  • 4629 Cass Street, Suite 71, San Diego, CA, 92109
  • SD Realty has been successfully helping clients with their Real Estate and Mortgage needs since 2007. Whatever your goals are, we are here to help — providing the highest level of personalized services to create a unique and exemplary experience for all clients.A real estate transaction is a multi-faceted process with many moving parts.