Explore the differences! FHA VS Conventional loan programs in Lake-Zurich, Lake County, Illinois

In the year 2025, the conventional loan limit in Lake-Zurich, located in Lake County, IL is $647,200, whereas the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator for a detailed comparison of today's top rates between Conventional, FHA, and USDA loans. Determine your qualification needs, including income, credit score, reserves, and required documents. Our enhanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program in IL tailored to your financial situation.

Explore loan offers from among 100 lenders

2025 loan limits and down payment requirements in Lake-Zurich, Lake, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 60047

Conventional and FHA loan opportunities in Lake-Zurich, IL

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three initial approaches to find matching lenders and loan options.

USDA loan request and match results by Lendersa


  • Mansfield Mortgage Company
  • 208 East Broad Street, Suite 101, Mansfield, TX, 76063
  • "At Mansfield Mortgage, we understand the home-buying experience can be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."
  • FHG Capital
  • 1334 Timberlane Road, Suite 15, Tallahassee, FL, 32312
  • FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .
  • Department of Corrections Credit Union
  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • La Capitol Federal Credit Union
  • 700 Main Street, Baton Rouge, LA, 70802
  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
  • NODA Federal Credit Union
  • 720 Robert Boulevard, Slidell, LA, 70458
  • NODA FEDERAL CREDIT UNION was chartered in 1941 to serve the financial needs of the employees of the USDA supervised out of the New Orleans Metropolitan area and their immediate family members. Seventy-three years later our Credit Union continues that mission and through the help of modern day technology.
  • Sunbelt Lending Group, LLC
  • 1901 Possum Hollow Rd, Slidell, LA, 70458
  • At Sunbelt Lending Group LLC. We are a full service mortgage company based in Slidell Louisiana. We specialize in First Time Home Buyers USDA VA in Slidell. We also serve the surrounding cities in Saint Tammany County. Whether you are buying a home or refinancing in any of these zip codes: 70458 we can help you realize your dream of home ownership.
  • Citizens National Bank of Texas
  • PO Box 717, Waxahachie, TX, 75168
  • We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises. In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
  • Pinnacle Bank – Wyoming
  • 2000 Main Street, Torrington, WY, 82240
  • Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle