Explore the differences! FHA VS Conventional loan programs in Lake-Zurich, Lake County, Illinois

In 2025, Convetional loan limit in Lake-Zurich, county of Lake, IL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lake-Zurich, county of Lake, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 60047

Conventional and FHA loan options in Lake-Zurich, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Noe Cruz All State Homes Real Estate and Mortgage Professionals
  • 770 E. Shaw Ave, Suite 128, Fresno, CA, 93710
  • Noe Cruz bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Noe Cruz eager to serve you. All State Homes provides professional real estate and mortgage expertise as a full service real estate company in Fresno CA.
  • California Funding & Investments
  • 700 East Shaw Avenue, Fresno, CA, 93710
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, Refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Xcellerate Home Loans
  • 770 East Shaw Avenue, Suite 128, Fresno, CA, 93710
  • Get the best service throughout your transaction and after close. I can help with all the nuances of your purchase or refi, giving you options that best fit your circumstances and goals. I work as your agent to help it go as seamless as possible, with over 20 years experience at work for you.
  • Far West Financial
  • 5100 North 6th Street, Suite 170, Fresno, CA, 93710
  • We are a Real estate and loan brokerage located in Fresno, California. We are your one stop shop for buying or selling a home, residential financing and property management.CA DRE # 01888981brokerage located in Fresno, California. We are your one stop shop for buying or selling a home
  • Greatland Mortgage Corp.
  • 5150 N 6th St, Suite 175, Fresno, CA, 93710
  • "Greatland Mortgage Corp.’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Greatland Mortgage Corp. will be able to get a complete look at your financial situation to determine"
  • ZINC Financial
  • 1525 E. Shaw Ave, Fresno, CA, 93710
  • ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We understand that our investors can’t wait for conventional financing and must close their rehab loans quickly.
  • Glendale Area Schools Credit Union
  • 1800 Broadview Drive, Glendale, CA, 91208
  • Two Glendale Unified Schools District teachers started Glendale Area Schools Credit Union in 1937. Since then, we continue to support the needs of our local schools and to our local community. We support our school relationships in many ways to ensure the financial needs of School Employees, PTA, Students
  • Great American Financial Services
  • 3200 La Crescenta Avenue, Suite #202, Glendale, CA, 91208
  • Great American Financial was founded in 1991 and has since been an industry leader in real estate mortgage financing. The team or family as we like to call ourselves has over 125 years combined lending experience. This expertise matched with our extensive lending relationships gives our clients the highest probability for a successful funding.
  • V.I.P. Trust Deed Company
  • 3221 N. Verdugo Road, Glendale, CA, 91208
  • The V.I.P. group of companies maintains a level of excellence unsurpassed in our industry. In this industry, reputation is everything and our name is synonymous with quality, experience and integrity. Fortunately, we started our operations in a fairly small geographic community (Glendale, Burbank, La Crescenta, La Canada, Sunland, Tujunga) and