Conventional Loans Vs FHA in Vernon-Hills, IL [in 2025]

For the current year 2025, the loan limit for conventional mortgages in Vernon-Hills, Lake county, IL is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to review and compare today's best rates among Conventional, FHA, and USDA loans. It guides you through the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a comparison of Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the most suitable program for your financial situation in IL.

Explore Conventional and FHA Loan Options in Vernon-Hills, IL

Lendersa® aims to secure the ideal Conventional, USDA, or FHA loan swiftly and effortlessly. You can begin by selecting one of three initial actions that lead to matching lenders with appropriate loan programs.

Lendersa's USDA loan request and matching outcomes

(800) 509-6191 Lender's profile and map Reviews Celtic Bank 268 South State Street, Suite 300, Salt Lake City, UT, 84111 Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
(801) 323-1011 Lender's profile and map Reviews Bonneville Multifamily Capital 111 S. Main St, Suite 1600, Salt Lake City, UT, 84111 Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
(801) 856-4927 Lender's profile and map Reviews CPA Mortgage Services, LLC 299 South Main Street, Suite 1300, Salt Lake City, UT, 84111 CPA Mortgage Services is a Mortgage brokerage firm created by a life long tax accountant. With over 26 years in the lending industry, along with a unique skill set in accounting, we are able to find the most suitable mortgage products for each client as they go through the mortgage process.
(801) 783-1404 Lender's profile and map Reviews Stratify Lending LLC 220 South 200 East, Suite 200, Salt Lake City, UT, 84111 Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
(801) 800-8214 Lender's profile and map Reviews RushFire Private Lending 257 E 200 S, Suite 525, Salt Lake City, UT, 84111 RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab
801-983-6701 Lender's profile and map Reviews Actium Partners, LLC 111 East Broadway Suite 390, Salt Lake City, UT, 84111 Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.
(208) 233-4395 Lender's profile and map Reviews SEI Credit Union 555 N 5th Avenue, Pocatello, ID, 83201 At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
(208) 233-5544 Lender's profile and map Reviews Connections credit union 1150 North 8th Avenue, Pocatello, ID, 83201 Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.
(208) 232-7711 Lender's profile and map Reviews Advantage Plus Federal Credit Union 2133 E Center St, Pocatello, ID, 83201 We are a locally owned and operated credit union serving the communities in the Southeastern Idaho area. Since first opening our doors in 1953, Advantage Plus FCU has always been a credit union with 100% focus on the betterment of our member base. That means that all product, supplemental resources.
(385) 347-5950 Lender's profile and map Reviews Bonneville Financial Services, Inc. 1009 North Allington Drive North, North Salt Lake, UT, 84054 Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
(573) 246-7087 Lender's profile and map Reviews Nelson Funding 222 S Main St, Suite 500, Salt Lake City, UT, 84101 Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.