FHA VS Conventional loan programs in 2025 for Lansing, Cook County, Illinois

In 2025, the limit for a Conventional loan in Lansing, located in Cook county, IL, is $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's top rates among Conventional, FHA, and USDA loans. Review the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping determine which program in IL aligns best with your financial goals.

Review loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Lansing, Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 60438, 60411

Available Conventional and FHA Loan Options in Lansing, IL

At Lendersa®, our objective is to ensure you secure the ideal Conventional, USDA, or FHA loans quickly and effortlessly. Choose one of three initial strategies to connect with lenders and explore their loan programs.

Results for Lendersa USDA loan requests


  • Mortgage Bee LLC
  • 7950 East Acoma Drive, Suite 108, Scottsdale, AZ, 85260
  • Our brokers have worked for some of the nations top lenders over a combined 30+ years in wholesale lending.During this time, we observed many of these companies were charging far too much to their customers.We decided that we could do better for the consumer.We can offer the same service, if not better & offer the same products for a much lower cos
  • Mortgage Quest
  • 14362 North Frank Lloyd Wright, Suite 1000, Scottsdale, AZ, 85260
  • Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.
  • Talon Capital LLC
  • 7498 E Monte Cristo Ave, Suite 104E, Scottsdale, AZ, 85260
  • Talon Capital offers comprehensive yet customized mortgage solutions to our clients. Our strength lies in our detailed, personalized, and client-focused approach. Additionally, our extensive network of investors provides financing solutions for our clients in the most professional manner possible.
  • Acorn Mortgage
  • 14301 North 87th Street, Suite 311, Scottsdale, AZ, 85260
  • At Acorn Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Hi Financial, LLC
  • 14362 N Frank Lloyd Wright Blvd, Suite 1112, Scottsdale, AZ, 85260
  • Hi Financial is Arizona's newest, premier mortgage broker. We serve the lending needs of Arizona Real Estate Professionals, individual home buyers & builders. With full access to FHA, VA, USDA, Conventional, Non-QM & Non-Delegated home loans, clients are served with the best products & rates, given their specific needs & goals!
  • Autobahn Mortgage, LLC
  • 8990 E Raintree Dr, Suite 100, Scottsdale, AZ, 85260
  • Autobahn Mortgage, LLC almost 20 years in the real estate industry, we have the experience to help with your loan. Our method differs from other lenders as we take a holistic approach to our borrowers needs and The Mortgage Industry has changed dramatically. Trust us to have the knowledge, experience and communication skills to serve you.
  • Pacific Mountain Capital, LLC
  • 7575 East Redfield Road, Suite 225, Scottsdale, AZ, 85260
  • We are a wholesale mortgage lender, with only experienced home loan Professionals, located in Scottsdale, AZ Our combination of price, service and experience is truly unique. Because of our very efficient business model, we can charge less and provide our Clients with a much better deal as a result
  • GC GLOBAL CAPITAL, INC
  • 11600 N Miller Rd, Scottsdale, AZ, 85260
  • At GC Global Capital, INC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.