Explore the differences! FHA VS Conventional loan programs in Lansing, Cook County, Illinois

In 2025, the limit for a Conventional loan in Lansing, located in Cook county, IL, is $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's top rates among Conventional, FHA, and USDA loans. Review the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping determine which program in IL aligns best with your financial goals.

Review loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Lansing, Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 60438, 60411

Available Conventional and FHA Loan Options in Lansing, IL

At Lendersa®, our objective is to ensure you secure the ideal Conventional, USDA, or FHA loans quickly and effortlessly. Choose one of three initial strategies to connect with lenders and explore their loan programs.

Results for Lendersa USDA loan requests


  • North Florida Mortgage Brokers
  • 7998 Joshua Tree Ln, Jacksonville, FL, 32256
  • NFL Mortgage Brokers was founded by Timothy Newman in Jacksonville, FL. on the principals of competitive pricing, speed, & quality-of-service from start-to-finish.Whether you’re looking to purchase your first home, refinance a current mortgage, or purchase your next investment property – NFL Mortgage Brokers has the right mortgage solution for you!
  • City & Police Home Financing
  • 8011 Philips Highway, Suite 1, Jacksonville, FL, 32256
  • CU Home Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today
  • Sawgrass Mortgage Corporation
  • 10151 Deerwood Park Boulevard, Suite 300, Jacksonville, FL, 32256
  • Sawgrass Mortgage Corporation was founded in 2018. The key to our success has been a combination of consistently offering the lowest possible rates to mortgage clients and above all, providing those clients with outstanding customer service. Servicing our clients with honesty and integrity is something that we take great pride in doing.
  • American Home Funding Inc
  • 5150 Belfort Rd, Suite 200, Jacksonville, FL, 32256
  • We specialize in new construction requirements for Conventional, FHA, VA and Rural Housing programs. We provide Jacksonville’s builders and realtors with the latest in mortgage financing programs and the excellent service we’ve become known for. We work with local and national banks to bring the best of their loan options to our clients.
  • RE FINANCIAL SERVICES, INC.
  • 4651 Salisbury Road, Ste. 400, Jacksonville, FL, 32256
  • RE Financial Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • The Ken Phillips Team @ ALCOVA Mortgage
  • 8647 Baypine Road, Suite 203, bldg. 1, Jacksonville, FL, 32256
  • ALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org) Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, OH, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011 We take the hassle out of homebuying so you can get back to focusing on what matters most! Life moves fast, and so do you.
  • Rockland Federal Credit Union
  • 241 Union St, Rockland, MA, 02370
  • Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.
  • Rockland Trust
  • 288 Union St, Rockland, MA, 02370
  • We build strong relationships with our customers, helping business owners grow their companies, and helping individual consumers be successful by providing straightforward products and convenient service. Our success is based on having respectful and knowledgeable bankers, as well as robust technology available to our customers.