In 2026, the limit for a Conventional loan in Lansing, located in Cook county, IL, is $726,200, while the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore today's top rates among Conventional, FHA, and USDA loans. Review the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping determine which program in IL aligns best with your financial goals.
Review loan offers from a pool of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to zip codes: 60438
At Lendersa®, our objective is to ensure you secure the ideal Conventional, USDA, or FHA loans quickly and effortlessly. Choose one of three initial strategies to connect with lenders and explore their loan programs.
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