FHA VS Conventional loan in Lansing, Cook County, Illinois

In 2025, the limit for a Conventional loan in Lansing, located in Cook county, IL, is $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's top rates among Conventional, FHA, and USDA loans. Review the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping determine which program in IL aligns best with your financial goals.

Review loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Lansing, Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 60438, 60411

Available Conventional and FHA Loan Options in Lansing, IL

At Lendersa®, our objective is to ensure you secure the ideal Conventional, USDA, or FHA loans quickly and effortlessly. Choose one of three initial strategies to connect with lenders and explore their loan programs.

Results for Lendersa USDA loan requests


  • Motto Mortgage Heritage
  • 1900 Northwest South Outer Road, Suite 209, Blue Springs, MO, 64015
  • Whether you are buying, selling, refinancing, or remodeling, we have an extensive list of over 70 Lenders to fit your long and short-term needs. You will enjoy a comprehensive loan analysis and access to the lowest rates and fees on the market. KC Mortgage Duo guarantees the highest level of customer service, on-time closings,
  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
  • Torch Lake Federal Credit Union
  • 400 Hecla Street, Calumet, MI, 49913
  • In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955
  • A Mortgage Boutique is a division of First Community
  • 1111 N Maple St., Murfreesboro, TN, 37130
  • Common home loan types include VA, Conventional, FHA, USDA, Fixed Rate, Adjustable Rate, Renovation, Construction, and Mobile/Manufactured Home Loans. When you are looking for a home loan, there are many types of loans for you to choose from. As you can see, you need quality home loan information and to understand the different types.
  • ST. CLOUD FINANCIAL CREDIT UNION
  • 5600 La Centre Ave, Suite 100, Albertville, MN, 55301
  • St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
  • Town & Country Credit Union
  • 1414 Chatburn Avenue, Harlan, IA, 51537
  • Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
  • Shelby County State Bank
  • 508 Court Street, Harlan, IA, 51537
  • Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
  • United Consumers Credit Union
  • 1111 E 23rd Street, Independence, MO, 64050
  • Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments