FHA VS Conventional loan in Calumet-City, Cook County, Illinois

In 2025, Convetional loan limit in Calumet-City, county of Cook, IL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Calumet-City, county of Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 60409

Conventional and FHA loan options in Calumet-City, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Sound Financial Mortgage LLC
  • 24267 Southeast 47th Place, Issaquah, WA, 98029
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.
  • Halcyon Home Loans
  • 119 Cedar Ave, Snohomish, WA, 98290
  • Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.
  • Snohomish Mortgage Company
  • 1030 Ave D, Suite 7, Snohomish, WA, 98290
  • Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.
  • RC Global Financial Inc
  • 3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
  • We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
  • LifeSource Mortgage
  • 1238 Puerta Del Sol, Suite 2-E, San Clemente, CA, 92673
  • We take great pride in delivering top-quality customer service with honesty, clear communication, and the utmost integrity. LifeSource Mortgage is licensed to cover all your residential mortgage needs throughout the state of California, Colorado and Idaho. We offer a variety of home loan options including traditional fixed-rate mortgages etc.
  • GM Funding
  • 1211 Puerta Del Sol, Suite 280, San Clemente, CA, 92673
  • We provide our clients with expertise and value along with a high level of personal service. We believe that any big financial decision should be consulted with family members, financial advisors and CPAs to ensure a mortgage is right for your financial future and also We offer competitive low rates and personal service.
  • New Legacy Financial
  • 1023 Calle Sombra, Suite F, San Clemente, CA, 92673
  • New Legacy Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number.
  • Pacifica Finance Corporation
  • 1201 Puerta del Sol, Suite 204, San Clemente, CA, 92673
  • Pacifica’s lease/finance programs are structured to meet our customer client’s capital needs. We control the entire transaction process from the initial gathering of the application and credit information, to financial analysis, then to transaction approval, negotiations and through the execution of documentation and funding.
  • Kingston Mortgage Corporation
  • 411 East Huntington Drive, Suite 209, Arcadia, CA, 91006
  • Kingston Mortgage provides a special loan service for those who are interested in financing a luxury property. Our Jumbo Loans Program offers services for two different price ranges. The first is for conforming jumbo loans, which provides financing for properties up to $2.5 million
  • Primera Financial Services
  • 122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
  • Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.
  • HLOANPRO
  • 4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006
  • HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Target Mortgage Inc.
  • 230 East Foothill Boulevard, Arcadia, CA, 91006
  • Target Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan