FHA VS Conventional loan programs in 2024 for Lebanon, St. Clair County, Illinois

In 2024, Convetional loan limit in Lebanon, county of St. Clair, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Lebanon, county of St. Clair, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 62254

Conventional and FHA loan options in Lebanon, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Paramount Bank
  • 90 Village Square Shopping Center, Hazelwood, MO, 63042
  • Paramount Bank history started as an independent mortgage company in 1970. Paramount Bank was recently re-imagined and rebuilt by a group of St. Louis investors. The Bank’s commitment to deliver market-leading deposit rates, product depth, best-in-class technology and superior service to help clients meet their financial goals
  • Fortune
  • 3494 Jeffco Blvd., Arnold, MO, 63010
  • Fortune opened its first location in Arnold, MO on December 1, 2005 with the goal of bringing a local bank with personality to the northern Jefferson County area. Prior to Fortune’s doors opening, the existing banking options in the region were run by large corporations. Dan sought to offer financial services provided to and by members.
  • Family Finance Mortgage
  • 1787 Jeffco Boulevard, Arnold, MO, 63010
  • Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.
  • Mortgages USA
  • 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. We keep opening doors as a mortgage industry leader
  • Anchor Mortgage Group
  • 12747 Olive Blvd, Suite 300, Saint Louis, MO, 63141
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Commercial Bank
  • 2330 West Port Plaza Drive, Saint Louis, MO, 63146
  • Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned"​ brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.
  • Electro Savings Credit Union
  • 1805 Craigshire Road, Saint Louis, MO, 63146
  • We're a not-for-profit financial cooperative, looking out for our members'​ financial well-being and futures. We embrace our "not-normal-ness"​ & strive to offer the best products & services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders.
  • Mortgage Partners Group
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.
  • Mason Mortgage Advisors
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.