FHA VS Conventional loan programs in Lebanon, St. Clair County, Illinois

In 2025, the Conventional loan limit in Lebanon, located in the county of St. Clair, IL, is set at $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to examine today's best rates across Conventional, FHA, and USDA loans. Identify the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in IL best fits your financial needs.

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Loan limits and downpayment requirements for 2025 in Lebanon, county of St. Clair, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 62254

Explore Conventional and FHA loan options in Lebanon, IL

The purpose of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan quickly and straightforwardly. Choose one from three starting options that let you match with lenders and loan programs.

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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we are a mortgage brokerage that provides excellent service and unmatchable value.
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  • 103 South Main Street, Caldwell, KS, 67022
  • The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
  • M.E. Employees Credit Union
  • 111 E Randolph Street, Wausau, WI, 54401
  • M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.
  • Connexus Credit Union
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  • Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service
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  • 529 Lincoln Avenue, York, NE, 68467
  • Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
  • IncredibleBank
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  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.
  • Pride Mortgage Lending
  • 5409 Gateway Center, Suite C, Flint, MI, 48507
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Financial Plus Credit Union
  • PO Box 7006, Flint, MI, 48507
  • Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.