Explore the differences! FHA VS Conventional loan programs in Scott-AFB, St. Clair County, Illinois

In 2025, the loan limit for Conventional loans in Scott-AFB, within St. Clair county, IL, is set at $647,200, whereas for a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore the best rates today for Conventional, FHA, and USDA loans, and find out the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator shows side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, helping you decide on the most suitable program in IL for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Scott-AFB, St. Clair, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Relevant for zip codes: 62225

Available Conventional and FHA Loan Options in Scott-AFB, IL

Lendersa® aims to efficiently provide the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • Sun Mortgage Funding Inc
  • 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
  • Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
  • America’s Mortgage Resource
  • 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
  • America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
  • Bank of Pensacola
  • 5560 West Highway 98, Pensacola, FL, 32507
  • Since 1973, Bank of Pensacola has been dedicated to the needs of local service members and their families. It began with Admiral John Dale Price’s desire to provide a full service bank dedicated to the service member aboard Naval Air Station Pensacola. The dream of a bank that could help service members worldwide became a reality when our founder
  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
  • State Credit Union
  • 800 Huger Street, Columbia, SC, 29201
  • Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
  • AllSouth Federal Credit Union
  • 730 Elmwood Avenue, Columbia, SC, 29201
  • Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
  • Metro Mortgage Corporation
  • 2001 Assembly St, Suite 202, Columbia, SC, 29201
  • Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
  • Edens & White Mtg., Inc
  • 2221 Bull Street, Columbia, SC, 29201
  • Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
  • RiverWood Bank
  • 14540 Dellwood Drive, Baxter, MN, 56425
  • RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.
  • Deerwood Bank
  • 14986 Lynwood Drive, Baxter, MN, 56425
  • We are committed to providing the best in financial products and services, and will search for creative solutions to your needs. Our flexibility and responsiveness to your requests allow us to tailor our services to meet your unique needs and to provide you with the best banking services available.