FHA VS Conventional loan programs in 2025 for Macomb, McDonough County, Illinois

For single-family homes in Macomb, located in the county of McDonough, IL, the year 2025 sets the Conventional loan limit at $726,200. Meanwhile, the FHA limit is stated at $472,030.

Utilize the Lendersa® Conventional loan calculator to do a side-by-side comparison of today's best rates for Conventional, FHA, and USDA loans. The tool also helps you assess the income, credit scores, reserves, and necessary documentation for qualification. By using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans in parallel, aiding you in selecting the most suitable program for your financial scenario in IL.

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Downpayment requirements and 2025 loan limits in Macomb, county of McDonough, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Data in this table is applicable to these zip codes: 61455

Exploring Conventional and FHA loan possibilities in Macomb, IL

The mission of Lendersa® is to efficiently connect you with the optimal Conventional, USDA, or FHA loan options minus the hassle. Choose any of the three entry points to find lenders and programs that best fit your needs.

Lendersa USDA loan request and matching results


  • Triumph Lending
  • 12075 Spring Cypress Rd, Tomball, TX, 77377
  • Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
  • House of Professionals Inc
  • 14363 Torrey Chase, Suite F-1, Houston, TX, 77014
  • We have been in the real estate/mortgage industry for 33 years. I can help direct you on the best plan for you with your current financial status mixed with your future plans. We offer different financial solutions and sometimes can even help you if you were turned down from a different company. Don't go home shopping without knowing.
  • Premier Members Credit Union
  • 5505 Arapahoe Avenue, Boulder, CO, 80303
  • Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
  • Brenckman Funding LLC
  • 4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303
  • Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.
  • 1st Nations Mortgage
  • 281 Ponderosa Drive, Boulder, CO, 80303
  • We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
  • Aloha Capital
  • 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
  • Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
  • Blackthorne Funding LLC
  • 222 Edgemont Dr, Syracuse, NY, 13214
  • Peter Bostwick is the owner of Blackthorne Funding and has been in the mortgage business since 1996. He formed Blackthorne Funding as a mortgage broker in 2000 and has operated it since. Many loans for residential investor and small commercial borrowers were placed during these years. Recently.
  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.