FHA VS Conventional loan programs in 2025 for Mount-Sterling, Brown County, Illinois
In 2025, the Conventional loan limit available in Mount-Sterling, situated in Brown county, IL, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to contrast the best current rates between Conventional, FHA, and USDA products. Determine the requisite income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans with USDA, FHA, and VA options side by side, aiding in the selection of the best program in IL for your financial requirements.
Understanding Loan Limits and Down Payment Needs for 2025 in Mount-Sterling, Brown County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison applies to the following zip codes: 62353
Exploring Conventional and FHA Loan Solutions in Mount-Sterling, IL
The mission of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loans swiftly and without complication. Choose from one of three initial pathways to connect with appropriate lenders and loan matches.
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