FHA VS Conventional loan programs in Maryville, Madison County, Illinois
For 2025, the Conventional loan limit in Maryville, which is in Madison county of IL, stands at $726,200, while the FHA limit is set at $472,030 for a single-family dwelling.
Utilize the Lendersa® Conventional loan calculator to contrast the current best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the right program in IL for your financial scenario.
2025 Loan Limits and Downpayment Requirements in Maryville, Madison County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for the following zip codes: 62062
Available Options for Conventional and FHA Loans in Maryville, IL
The primary goal of Lendersa® is to ensure you receive the best possible loan, be it Conventional, USDA, or FHA, efficiently and without any hassle. Choose one of three beginning steps that match you with lenders and loan programs.
Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.
Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate
As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.
We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.
The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.
"Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union.
We are a full-line financial services provider.
F.C. Tucker Company, Inc. is Indiana's largest independent real estate brokerage. Started in Indianapolis in 1918, Tucker has 35 affiliate offices throughout the state, in addition to its 13 Indianapolis-area offices. Less than one percent of all real estate firms in America enjoy a continuing history as long as F.C. Tucker Company, Inc.
