FHA VS Conventional loan in Caseyville, St. Clair County, Illinois

For 2026, the Conventional loan limit in Caseyville, within St. Clair county, IL, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to check today's best rates among Conventional, FHA, and USDA loans. It assists in determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you pick the ideal program in IL for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Caseyville, St. Clair County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data applies to the following zip codes: 62232

Navigate Conventional and FHA Loan Options in Caseyville, IL

The aim of Lendersa® is to help you secure the most suitable Conventional, USDA, or FHA loan quickly and hassle-free. Start with one of the three approaches that connect you with compatible lenders and loan programs.

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Caseyville Lenders

  • Bank of O'Fallon
  • 901 S. Lincoln Ave., O Fallon, IL, 62269
  • Lends in Illinois
  • The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.

  • Delmar Mortgage
  • 1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269
  • Lends in Illinois
  • Delmar Financial Company is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Financial offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, and more.

  • FCB Banks
  • 2610 N Illinois St, Swansea, IL, 62226
  • Lends in Illinois
  • FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages

  • GCS Credit Union
  • 3970 Maryville Road, Granite City, IL, 62040
  • Lends in Illinois
  • Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,

  • Qualify 4 mortgage
  • 2245 Pontoon Rd, Granite City, IL, 62040
  • Lends in Illinois
  • Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.

  • Catholic & Community Credit Union
  • 1109 Hartman Lane, Shiloh, IL, 62221
  • Lends in Illinois
  • Catholic & Community Credit Union to focus solely on serving our members and to provide the best possible loan and saving rates in a friendly and professional manner.Each member of this organization is an owner, and the money contributed to credit union accounts helps to support all members and their financial goals. Because of this cooperative.

  • Miner Capital Funding LLC
  • 3419 Caton Run Crossing, Belleville, IL, 62221
  • Lends in Illinois
  • Miner Capital Funding has stepped its foot on the financial industry in 2006, This company is designed to simplify the financing experience for you. With the CEO’s extensive 11 years of experience in the commercial real estate business and our streamlined process and competitive rates, we make buying or refinancing a commercial property easy.

  • Bank of Belleville
  • 215 South Illinois St, Belleville, IL, 62220
  • Lends in Illinois
  • We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.