FHA VS Conventional loan in Matteson, Cook County, Illinois

In 2025, the conventional loan limit in the city of Matteson, situated in Cook County, IL, stands at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates available today for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit score, reserves, and necessary documentation to qualify. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding on the optimal program in IL for your financial circumstances.

Evaluate loan propositions from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Matteson, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 60423, 60443

Available Conventional and FHA Loan Choices in Matteson, IL

Lendersa® is committed to swiftly providing you with the optimal Conventional, USDA, or FHA loan, with minimal hassle. Select one of three starting paths that lead to matched lenders and loan programs.

Match findings for USDA loan requests by Lendersa


  • Standing Stone Real Estate, Inc.
  • 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
  • Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
  • Newridge Funding Group Inc.
  • 4804 Arlington Avenue, Riverside, CA, 92503
  • Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
  • Upright Mortgage
  • 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
  • Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
  • Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
  • CSB Financial
  • 9320 Baseline Road, Suite L, Rancho Cucamonga, CA, 91701
  • CSB Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Tennison Mortgage Solutions
  • 8273 White Oak Ave, Suite C & D, Rancho Cucamonga, CA, 91730
  • Tennison Mortgage Solutions is dedicated to matching our clients with the right loan that helps you achieve your homeownership goals. Each customer has a different financial background and borrowing needs. That is why it takes a highly-trained mortgage professional to sort through several loan options
  • FinishLine Mortgage
  • 8270 Aspen St Rancho, Rancho Cucamonga, CA, 91730
  • Our mission is to provide our clients with a stress-free mortgage experience. We achieve this by providing a fast, convenient, and transparent digital mortgage process backed by expert guidance and exceptional customer service. Convenient Digital Process Extensive Product Options
  • Mortgage Plus
  • 8560 Vineyard Avenue, Suite 501 & 502, Rancho Cucamonga, CA, 91730
  • Realty Plus is a full service company that is dedicated to Buyer's, Sellers, Investor's, Tenant's & Landlords! Our Associates are dedicated to providing top notch professional service while delivering information that will assit our clients for all current and future transactions! Our business relationships are built on a solid foundation