The year 2026 sees the conventional loan limit set at $647,200 for Richton-Park in Cook county, IL, while the FHA cap for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to see today's top rates among Conventional, FHA, and USDA loans and check the requirements for income, credit, and documentation needed for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your needs in IL.
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| Type of Loan | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $0 | 0% | |
| FHA | $420,680 | 3.5% |
Applies to the following zip codes: 60471
At Lendersa®, we aim to connect you with the most suitable Conventional, USDA, or FHA loans quickly and effortlessly. Start with one of three approaches leading to suitable lenders and loan possibilities.
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