FHA VS Conventional loan programs in 2025 for Mount-Vernon, Jefferson County, Illinois
As of 2025, the conventional loan limit in Mount-Vernon, situated in Jefferson county, IL, is $647,200. In contrast, for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to examine today’s leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping identify which program in IL aligns best with your financial needs.
2025 Loan Limits and Down Payment Necessities in Mount-Vernon, Jefferson County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applicable for zip codes: 62864
Available Loan Options: Conventional and FHA in Mount-Vernon, IL
At Lendersa®, we strive to quickly secure you the most favorable Conventional, USDA, or FHA loan with minimal hassle. Choose one of the three starting points to connect with matching lenders and their respective loan programs.
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200 South Main Street, Suite 150, Corona, CA, 92882
Over the years, Maximos Lending has built and maintained a strong and reliable reputation of a direct lender serving the lending needs of real estate professionals, investors, and home-buyers. An outstanding customer satisfaction and a winning formula for our clients are the primary goals at Maximos Lending.
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2011 Palomar Airport Rd, Suite 203, Carlsbad, CA, 92011
At Vantex Capital Group, hard money mortgage lending is our primary business. We have been a hard money lender since 2003 and our President has been originating hard money mortgage loans for over forty years. We pride ourselves on being able to give you an answer on your hard money loan request the same day.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
PacificFirst Mortgage believes in the value of relationships and it's this idea that ensures that we provide each of our clients with the Very Best customer service found anywhere in the mortgage industry. Our dedicated team of financial professionals are trained and committed to have immediate communication with you concerning your mortgage needs.
NewDeck Capital specializes in real estate listing & sales, mortgage financing, and everything in between. We strive to provide our clients with the highest quality of service and have built our business on a platform of long term relationships. We’ve been able to apply our combined 60+ years experience in assisting our clients.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
My Preferred Lender The goal of My Preferred Lender (MPL) is to establish a valued relationship between ourselves and our clients. The MPL Team consists of only the most qualified and experienced loan advisors strictly licensed by the California Bureau of Real Estate (CalBRE) and the Nationwide Mortgage.
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.
