Explore the differences! FHA VS Conventional loan programs in Centralia, Marion County, Illinois
In 2025, the limit for conventional loans in Centralia, located in Marion county, IL, is $726,200. Meanwhile, the FHA loan limit for a single-family home in the same area is $472,030.
With the Lendersa® Conventional loan calculator, compare today's rates: Conventional vs. FHA vs. USDA. Assess income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, guiding your choice of the best financial program in IL.
2025 loan caps and down payment conditions in Centralia, Marion county, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant to the zip codes: 62801
Options for Conventional and FHA loans in Centralia, IL
The aim of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan swiftly and efficiently. Choose one of three paths to quickly match with lenders and loan programs.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
Freedom Banking from Home Bank of California has been proven to be the best option for individuals, couples and businesses who want a hassle-free experience when it comes time to managing their finances. Access and manage your money from anywhere with web banking, mobile banking apps, nationwide ATM network, and Remote Relationship Managers availab
Founded in 1934 as San Diego Metropolitan Credit Union to serve City employees, & re-established in 2018 as Wheelhouse Credit Union to serve all of San Diego, we have deep roots in the community & are committed to helping our Members & our beautiful City thrive. We help San Diegans achieve their financial goals through high-yield deposit accounts.
Alexis Roper wanted to be an entrepreneur (although I did not understand the meaning of the word at that time) since I was a little girl. Alexis started her career in the mortgage industry as a Loan consultant. Alexis Roper believe what makes my career so enjoyable is helping people, and surmounting what is seemingly impossible.
9201 Spectrum Center Blvd, Suite 300, San Diego, CA, 92123
California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.