FHA VS Conventional loan programs in Centralia, Marion County, Illinois
In 2026, the limit for conventional loans in Centralia, located in Marion county, IL, is $726,200. Meanwhile, the FHA loan limit for a single-family home in the same area is $472,030.
With the Lendersa® Conventional loan calculator, compare today's rates: Conventional vs. FHA vs. USDA. Assess income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, guiding your choice of the best financial program in IL.
2026 loan caps and down payment conditions in Centralia, Marion county, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant to the zip codes: 62801
Options for Conventional and FHA loans in Centralia, IL
The aim of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan swiftly and efficiently. Choose one of three paths to quickly match with lenders and loan programs.
Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you.
Mark Violette is the owner of Maine Mortgage Solutions LLC
Blue Stripe Mortgage is a family business that is locally owned and operated in Scarborough, Maine. We have been helping clients throughout the entire state of Maine with their mortgage needs since 2005. Whether you are purchasing a new home, or refinancing your current home, we will guide you through every step of the mortgage process with ease.
383 US Route One, Suite 1F, Scarborough, ME, 04074
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For over 20 years, we have been serving our community with the best in mortgage lending. Located in Westrook, Maine, Stone Coast Mortgage has been serving clients for 20+ years. Stone Coast Mortgage offers a multitude of residen
24 Christopher Toppi Drive, South Portland, ME, 04106
Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans
10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106
Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.
