Explore the differences! FHA VS Conventional loan programs in Northlake, Cook County, Illinois

In 2025, Convetional loan limit in Northlake, county of Cook, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Northlake, county of Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60164

Conventional and FHA loan options in Northlake, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Wazowski and Sullivan Inc
  • 935 Curtiss, Unit 8, Downers Grove, IL, 60515
  • Jan Mandel is the President at Wazowski and Sullivan company Not only will I help you navigate the sea of mortgage solutions out there, but I’ll personally fight to get you the best rate possible.Whether you're purchasing your first home, refinancing for a better rate, or anything in between. he will use the knowledge.
  • Neighborhood Loans, Inc.
  • 1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
  • "Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982 At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority. Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."
  • Main Street Mortgage Inc
  • 1 Tiffany Pointe, Suite 204, Bloomingdale, IL, 60108
  • Main Street Mortgage, Inc. is an Illinois Mortgage Broker. This allows us to work with many different banks to ensure you the best rate and loan program for your needs. With over30 years of mortgage experience, Main Street Mortgage, Inc. specializes in conforming, FHA & VA loans.
  • AVA Mortgage Corp
  • 129 Fairfield Way, Suite 100, Bloomingdale, IL, 60108
  • AVA Mortgage Corp. Whether you are buying a home, refinancing, or taking out another type of loan, our staff is available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan officers will walk you through the entire process.
  • QUICK MORTGAGE CORP.
  • 125 E Lake St, Unit 202, Bloomingdale, IL, 60108
  • Quick Mortgage Corp. Whether you want to buy a house, refinancing, or taking out another type of home loan, our loan officers are available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan processors will walk you through the entire process.
  • Mortgage Store Co
  • 1311 S Princeton Ave, Arlington Heights, IL, 60005
  • The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • "Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
  • Chicago National Finance
  • 2000 W. Grand Ave, Chicago, IL, 60612
  • Chicago National financial backgrounds and over 40 years of combined experience, our ownership team secures you the lending programs that best fit your financial goals. With our excellent lending institutions and Tier 1 status we are able to balance the best custom tailored one-on-one service with some of the best rates in the industry.
  • First Financial Credit Union
  • 2942 W Peterson Avenue, Chicago, IL, 60659
  • First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
  • Archer Heights Credit Union
  • 6554 W Archer Avenue, Chicago, IL, 60638
  • Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,