Explore the differences! FHA VS Conventional loan programs in Ottawa, LaSalle County, Illinois
In the year 2025, the limit for a conventional loan in Ottawa, within LaSalle County, IL, is $726,200. Meanwhile, the FHA loan ceiling for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the most favorable rates today for Conventional, FHA, and USDA loans. This tool helps you determine the required income, credit score, reserve funds, and documentation for qualification. With our advanced mortgage tool, you can take a closer look at Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the program in IL that best fits your financial situation.
2025 loan limits and down payment requirements in Ottawa, LaSalle, IL
Type of Loan
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$285,000
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 61350
Explore Conventional and FHA loan possibilities in Ottawa, IL
The primary objective of Lendersa® is to secure the most beneficial Conventional, USDA, or FHA loan for you, swiftly and without difficulty. Choose one of three starting paths that align you with appropriate lenders and loan programs.
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At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.
Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
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A Colorado owned and operated company since 1986, Premier Mortgage Group, a division of Cherry Creek Mortgage Co., Inc., is one of the Rocky Mountain Region’s most trusted providers of home loans. Built on the hallmarks of integrity, excellence and dedication, we are committed to caring for our customers and building lifetime relationships
Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
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