Explore the differences! FHA VS Conventional loan programs in Ottawa, LaSalle County, Illinois

In 2025, Convetional loan limit in Ottawa, county of LaSalle, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Ottawa, county of LaSalle, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $285,000 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 61350

Conventional and FHA loan options in Ottawa, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pacific Funding Group
  • 70 Eagle Rock Way, Suite A, Brentwood, CA, 94513
  • Pacific Funding Group is Mortgage Company that provides Purchase and Refinance loans in the state of California. With branches in Brentwood and Walnut Creek CA, we have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products.
  • REInspired Home Loans
  • 541 Montana Street, Brentwood, CA, 94513
  • Your Dream House is out there just waiting for you. With the mix of Search Tools you'll find - You have the ability to effortlessly search listings, save searches, and properties for future visits. The House you've always imagined is only one click away! Let Kristine Messa get you Pre-Approved so that you can find your dream home!
  • SC Realty
  • 2252 Putter Court, Brentwood, CA, 94513
  • SC Realty is a locally-owned brokerage company, focusing on residential financing and sales. We are proud to offer a full-service experience for all your residential real estate needs. At SC Realty, we are a one-stop shop whether you are selling, buying, refinancing, or looking to obtain a new loan.
  • All California Lending
  • 1145 2nd Street A262, Brentwood, CA, 94513
  • All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.
  • Cornerstone Real Estate & Home Loans, Inc.
  • 120 Peabody Road, Vacaville, CA, 95687
  • Cornerstone Real Estate & Home Loans, Inc. are Carmen & Joel, mother-son founders of Cornerstone REHL Inc. We’ve been working in the real estate and home loan industry almost our entire lives. We started working for different companies. but now we are partnered together, working side by side to unite the real estate and home loan process
  • Dow Credit Union
  • 3457 Deer Valley Rd, Antioch, CA, 94531
  • With more than 2,100 members and assets over $50 million, Dow Great Western Credit Union has been providing our members with a variety of financial services for more than 83 years! We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,
  • BAC Community Bank Stockton
  • 3448 Deer Valley Road, Antioch, CA, 94531
  • For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.
  • Delta Schools Federal Credit Union
  • 5123 Lone Tree Way, Antioch, CA, 94531
  • Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan
  • Empire Lending Group
  • 5097 Wagon Wheel Way, Antioch, CA, 94531
  • Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lone Tree Funding & Mortgage
  • 3731 Sunset Lane, Suite 108, Antioch, CA, 94509
  • We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years. Catharine Dombrowski is the Mortgage Broker, who is also a CPA (Certified Public Accountant). Catharine founded Lone Tree Funding & Mortgage in 2002