FHA VS Conventional loan programs in 2025 for Mendota, LaSalle County, Illinois

During 2025, in Mendota, LaSalle county of IL, the conventional loan limit is set at $726,200, whereas the FHA loan limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's leading Conventional, FHA, and USDA rates. Determine needed income, credit, reserves, along with documentation requirements to qualify. With our advanced mortgage calculator, look at Conforming Conventional loans alongside USDA, FHA, and VA programs to pick the optimal choice for your financial needs in IL.

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2025 Loan Limits and Downpayment Criteria in Mendota, LaSalle County, IL

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming Loan $726,200 3%
USDA Loan $285,000 0%
FHA Loan $472,030 3.5%

This table is applicable to these zip codes: 61342

Options for Conventional and FHA Loans in Mendota, IL

Lendersa® prioritizes securing the best Conventional, USDA, or FHA loan for you quickly and efficiently. Choose from three different starting points to align with your preferred lenders and loan schemes.

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