Explore the differences! FHA VS Conventional loan programs in Palos-Hills, Cook County, Illinois

In 2025, the Conventional loan limit in Palos-Hills, located in Cook county, IL, is set at $647,200. In contrast, the FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator allows you to compare today’s best rates among Conventional, FHA, and USDA loans. It helps you evaluate the necessary income, credit, reserves, and documentation for qualification. This advanced tool gives a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, assisting you in choosing the ideal program for your financial scenario in IL.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Palos-Hills, Cook County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 60465

Options for Conventional and FHA Loans in Palos-Hills, IL

Lendersa® is focused on helping you secure the best possible Conventional, USDA, or FHA loan efficiently and without trouble. Opt for one of three starting points to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Neighborhood Loans, Inc.
  • 1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
  • "Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982 At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority. Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
  • Maroon Financial Credit Union
  • 5525 S Ellis Avenue, Suite C, Chicago, IL, 60637
  • In 1957, a group of faculty and administration staff at the University of Chicago saw the need to create a financial institution focused on providing a source of credit at reasonable rates and promoting thrift within the University Community. That original idea is the foundation for the company that would become Maroon Financial Credit Union.
  • Royalty Elite Mortgage Corp
  • 19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
  • Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.
  • PARLAY MORTGAGE & PROPERTY, INC
  • 16612 W. 159th St, Suite 201, Lockport, IL, 60441
  • Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer
  • Sherwin-Williams Credit Union
  • 16230 Prince Drive, South Holland, IL, 60473
  • Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash
  • Mortgage Resource Group
  • 6821 W North Ave, Suite 201, Oak Park, IL, 60302
  • Mortgage Resource Group has earned the reputation among homeowners, attorneys, realtors, accountants and financial planners as a truly professional organization staffed with experienced, caring and knowledgeable people. We provide mortgage loans on single family homes, condominiums, and 2-4 unit apartment buildings.
  • Draper and Kramer Mortgage Corp.
  • 1431 Opus Place, Suite 200, Chicago, IL, 60615
  • Draper and Kramer Mortgage Corp. is the residential mortgage division of Draper and Kramer, one of the country’s premier full-service property and financial services firms. While still a family-owned company headquartered in Chicago, we help identify and structure mortgage financing programs for clients across the United States, and have been doing
  • First Savings Bank of Hagewisch
  • 13220 S. Baltimore Avenue, Chicago, IL, 60633
  • Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.
  • USA Mortgage Corporation
  • 101 North Addison Street, Suite 202, Elmhurst, IL, 60126
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
  • Stonehaven Mortgage
  • 194 N York St, Ste 100, Elmhurst, IL, 60126
  • Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g