FHA VS Conventional loan programs in 2025 for Peru, LaSalle County, Illinois

In the year 2025, the Conventional loan limit for Peru in LaSalle county, IL, is established at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Employ the Lendersa® Conventional loan calculator to contrast today's best rates among Conventional, FHA, and USDA loans. Determine what income, credit reserves, and documentation you need for qualification. With our advanced mortgage calculator, compare side-by-side options for Conforming Conventional loans, USDA, FHA, and VA, aiding in your choice of the most suitable program in IL for your financial needs.

Browse loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Peru, LaSalle, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $285,000 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 61329, 61354

Exploring Conventional and FHA Loan Options in Peru, IL

The goal of Lendersa® is to provide you with the best available Conventional, USDA, or FHA loan swiftly and conveniently. Choose one of three starting paths to connect with lenders and explore their loan offerings.

Results for Lendersa USDA loan requests


  • Whitefish Credit Union - Columbia Falls Branch
  • 1845 Highway 93 South, Columbia Falls, MT, 59901
  • Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.
  • Glacier Bank
  • 202 Main St, Kalispell, MT, 59901
  • Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County. We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts
  • Reliance Lending Northwest
  • 30 5th Street East, Suite 102, Kalispell, MT, 59901
  • At Reliance Lending Northwest we We understand. Every client has a different level of experience, financial stability, and plan for their future. We extend an unexpected level of personal service to find the right home loan for you, in the Flathead Valley, based on your buying situation.
  • Mountain Lake Mortgage
  • 1830 3rd Ave East, Suite 201, Kalispell, MT, 59901
  • Mountain Lake Mortgage our mission is to use our wealth of experience and resourcefulness to serve our clients, to put their best interest ahead of our own in every situation and to live by the law of abundance. We thrive on building trust based relationships with everyone we serve.
  • Farmers State Bank
  • 103 Main St, Victor, MT, 59875
  • Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.
  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Garrett Mortgage
  • 2202 N Main St, Suite 104, Cedar City, UT, 84721
  • Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
  • Valley Bank of Ronan
  • 63659 US Hwy 93 S, Ronan, MT, 59864
  • The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.