In 2026, the conventional loan limit for a single-family home in Pontoon-Beach, county of Madison, IL is set at $647,200, whereas the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to explore and compare the top available rates between Conventional, FHA, and USDA loans today. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can juxtapose Conforming Conventional, USDA, FHA, and VA loans to figure out which program in IL best suits your personal financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the following zip codes: 62025
Lendersa® aims to rapidly secure the best possible Conventional, USDA, or FHA loan for you with minimal hassle. Choose one of three starting points to find a match with lenders and loan programs that suit your needs.
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