In 2026, the conventional loan limit for East-Alton, located in Madison county, IL, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Lendersa® offers a Conventional loan calculator to compare today's top rates from Conventional, FHA, and USDA loans. Determine the vital income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding your choice of the most suitable program in IL to fit your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table applies to zip codes: 62024
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to find matching lenders and loan programs that meet your criteria.
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