FHA VS Conventional loan in Swansea, St. Clair County, Illinois
As of 2025, the conventional loan limit in Swansea, within St. Clair county, IL, amounts to $726,200, whereas the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to weigh today's competitive rates for Conventional, FHA, and USDA loans. Evaluate the requirements for income, credit, reserves, and documentation. With our comprehensive mortgage calculator, you can juxtapose these options — Conforming Conventional, USDA, FHA, and VA — to find out which program in IL best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Swansea, St. Clair County, IL
Loan Type
Loan Cap
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to these zip codes: 62226
Options for Conventional and FHA Loans in Swansea, IL
The aim of Lendersa® is to seamlessly and swiftly secure the best Conventional, USDA, or FHA loan suitable for you. Begin with one of three available options that guide you to the right lenders and loan offerings.
30212 Tomas, Suite 100, Santa Margarita, CA, 92688
Vatreni, Inc. is a family-run real estate and mortgage company built on integrity. With over 88 years of combined real estate and mortgage lending experience, we believe our clients come first. Vatreni provides exceptional customer service by being upfront, clear and honest with the motto ‘Under promise, over deliver
22431 Antonio Parkway, Suite 108, Rancho Santa Margarita, CA, 92688
FidoFi has a goal of being the most economical and most practical mortgage available. We deliver the lowest wholesale rate on any given day and pass that directly to you. You simply cannot beat our deal. FidoFi brings the best in mortgage lending products to your phone, tablet, or computer.
At Avacad, Inc, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
30211 Avenida De Las Bandera, Suite 200, Rancho Santa Margarita, CA, 92688
We pride ourselves in giving you the mortgage information, loan options & convenient assistance you’re looking for.We never charge an application fee, escrow/impound waiver fee or lock-in fee.Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least.
Amany Gobran is an accomplished and personable Real Estate Broker based in Glendora, CA, serving the San Gabriel Valley and beyond. Amany has built a reputation of friendly customer care and strategically successful services to both buyers and sellers. She has proven the ability to efficiently guide buyers in obtaining the best value.
"Socotra Capital is your approachable neighborhood lender with local roots and a national reach.
Hard money. That’s all we do, and that’s why we’re the best at it.
We know that the first step toward achieving your real estate dreams is securing the necessary finances, and we are ready to help your dreams come to life.
22800 Savi Ranch Parkway, Suite 216, Yorba Linda, CA, 92887
Premier Funding Network stands apart in the mortgage loan business. For many years, we have built our company on a quality of service that most other loan originators do not offer. Our integrity, ease of process and attention to detail attracts both new home buyers and those interested in Refinancing an existing loan from all over California.
1st Nationwide Lending is committed to providing outstanding service and value to people looking to refinance, buy a new home, or simply sell their current home. We do loans all over the country and are widely recognized as a preeminent mortgage company in California. We are known for developing quality working relationships with our clientele,
