FHA VS Conventional loan programs in Swansea, St. Clair County, Illinois
As of 2025, the conventional loan limit in Swansea, within St. Clair county, IL, amounts to $726,200, whereas the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to weigh today's competitive rates for Conventional, FHA, and USDA loans. Evaluate the requirements for income, credit, reserves, and documentation. With our comprehensive mortgage calculator, you can juxtapose these options — Conforming Conventional, USDA, FHA, and VA — to find out which program in IL best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Swansea, St. Clair County, IL
Loan Type
Loan Cap
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to these zip codes: 62226
Options for Conventional and FHA Loans in Swansea, IL
The aim of Lendersa® is to seamlessly and swiftly secure the best Conventional, USDA, or FHA loan suitable for you. Begin with one of three available options that guide you to the right lenders and loan offerings.
29500 Telegraph Rd, Suite 200, Southfield, MI, 48034
At Prime Mortgage, our job is making you our number one priority. Whether you’re getting ready to buy your first home, consolidate debt, or any other mortgage needs you can imagine we’ve got the experience you need to create a successful experience. Click the button below for more details.
29777 Telegraph Road, Suite 3090, Southfield, MI, 48034
Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.
28588 Northwestern Hwy, Suite 290, Southfield, MI, 48034
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
29201 Telegraph Rd, Suite 611, Southfield, MI, 48034
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Cardinal Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. An Atlanta, Georgia mortgage broker we understand that every borrower in Georgia is different, and we offer a variety of mortgage products to meet your individual home loan requirements.
2060 Mount Paran Road NW, Suite 100, Atlanta, GA, 30327
CSB, we are passionate about community banking. We’re committed to the relationships we build and the communities we serve. Local. And Proud Of It. is more than our tagline: it’s what drives every interaction with our clients and communities. We offer a full range of banking services designed for businesses
Select Seven Credit Union was originally called Pet Dairy Employees Federal Credit Union and received a federal charter on March 15, 1949. The original charter covered the employees of Pet Dairy Products Company in several southeastern states. we offer members a tremendous choice of financial products such as loans for almost every purpose.
We’re on a mission to fulfill housing needs for low to moderate-income families, making home ownership a reality for a multitude of people. Our mission is difficult - housing costs average about $82,000; unfortunately, the poorest sixty percent (60%) of Tennessee residents have average incomes of only $23,300.
