FHA VS Conventional loan in Freeburg, St. Clair County, Illinois
In 2025, the Conventional loan cap for Freeburg, located in St. Clair county, IL, is set at $726,200. Meanwhile, the FHA cap for a single-family house stands at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to review and compare today's best rates between Conventional, FHA, and USDA loans. This tool helps establish the essential income levels, credit score, reserves, and necessary documents for qualification. With our advanced mortgage calculator, examine side by side the options for Conforming Conventional loans, USDA, FHA, and VA, enabling you to choose the optimal program in IL that fits your unique financial requirements.
Understanding loan limits and down payment needs for 2025 in Freeburg, within the county of St. Clair, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table provides a comparative view for the following zip codes: 62221, 62243
Choices for Conventional and FHA loans in Freeburg, IL
The primary aim of Lendersa® is to seamlessly help you obtain the best Conventional, USDA, or FHA loans with speed and convenience. Initiate your journey with one of three pathways that guide you towards compatible lenders and loan packages.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
As a full service real estate and mortgage brokerage in the San Diego, LA, and Riverside counties, we are dedicated to providing our clients with the finest customer service available. Trinity Real Estate Services and Trinity Mortgage is built on a foundation of integrity and a heart for the homeowner! We pride ourselves on helping borrowers.
12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option
11622 El Camino Real, Suite 100, San Diego, CA, 92130
"We pride ourselves in creating CLIENTS FOR LIFE and we're ALWAYS here for you!
We are a full service, local mortgage firm. It's our mission to provide our customers with the most efficient and professional service in our area. We also take pride in providing support for all of your needs throughout your time as our client."
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
At Statewide Home Loan Corporation we strive to make you a Client for life. We want to be your first choice each and every time you need a real estate financing. We always try to go above and beyond for you so that you will always feel confident referring your family, friends, and associates to us for their mortgage financing needs.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
Integras Home Loans is part of the BR Financial Solutions, INC family of companies established in 2003 with the mission of creating extraordinary mortgage solutions for property owners of California. That mission continues to be a driving force through today. We have always sought out the nation's most creative and responsible lenders.
12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
KAM is a licensed mortgage brokerage in California. KAM is approved with several wholesale lenders that do conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. KAM also provides its loan officers with access to credit reports, loan origination software, DU, LP, processing
"RWM Home Loans is a local community mortgage banking corporation that was founded in 1994, by experienced professionals who had been in the California real estate market and mortgage industry for over a two decades. Their mission statement hits a core:
Our goal is to provide borrowers the highest level of customer service,"
