FHA VS Conventional loan programs in Freeburg, St. Clair County, Illinois
In 2025, the Conventional loan cap for Freeburg, located in St. Clair county, IL, is set at $726,200. Meanwhile, the FHA cap for a single-family house stands at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to review and compare today's best rates between Conventional, FHA, and USDA loans. This tool helps establish the essential income levels, credit score, reserves, and necessary documents for qualification. With our advanced mortgage calculator, examine side by side the options for Conforming Conventional loans, USDA, FHA, and VA, enabling you to choose the optimal program in IL that fits your unique financial requirements.
Understanding loan limits and down payment needs for 2025 in Freeburg, within the county of St. Clair, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table provides a comparative view for the following zip codes: 62221, 62243
Choices for Conventional and FHA loans in Freeburg, IL
The primary aim of Lendersa® is to seamlessly help you obtain the best Conventional, USDA, or FHA loans with speed and convenience. Initiate your journey with one of three pathways that guide you towards compatible lenders and loan packages.
We know what it means to chase a dream with everything you have.
At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.
The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
Serving 14 counties in Northwest Iowa, with offices in Cherokee, Ida Grove, and Sheldon, North Star Community Credit Union is your full-service financial institution. Offering everything from savings, checking, share certificates, loans, mortgages and more, North Star Community Credit Union is your one-stop for all your financial needs.
Since 1888, we have been focused on serving Cherokee and the surrounding communities by being there for our customers. We’ve been there through recessions and depressions, in lean times and the good. As a truly independent and locally owned bank, we’ve built our foundation on thinking and acting on what’s best in the long-term for our customers.
Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
The Jones National Bank and Trust Company of Seward
203 So. 6th Street, Seward, NE, 68434
Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
