FHA VS Conventional loan programs in 2025 for Wilmington, Will County, Illinois

In 2025, Convetional loan limit in Wilmington, county of Will, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Wilmington, county of Will, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60481

Conventional and FHA loan options in Wilmington, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Homes For Veterans
  • 12 South Grant Street, Roseville, CA, 95678
  • The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.
  • Platinum Mortgage Company
  • 915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678
  • Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.
  • Community Home Mortgage
  • 12 South Grant Street, Roseville, CA, 95678
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Granite Equity Group Inc
  • 311 Judah Street, Suite 100, Roseville, CA, 95678
  • The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
  • Point Equity Residential Lending
  • 925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
  • "We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy. Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"
  • Dennis Knight
  • 915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
  • "Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes. Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
  • Brizzi Financial - Mortgage Professionals
  • 1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678
  • We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed
  • Residential Home Loans
  • 5751 Sunrise Blvd, Citrus Heights, CA, 95610
  • Residential Home Loans, is an established mortgage lender in the Sacramento area. Our office is made up of licensed loan originators dedicated to our business and making the home loan process as smooth as possible. As home loan lenders we are here to assist in all Real Estate Finance needs.
  • Sterling Mortgage Services
  • 5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Elite Loan Advisers
  • 3830 Watt Ave, Unit 2, Citrus Heights, CA, 95610
  • We are a customer service based mortgage company centered on flexibility and finding the best mortgage option for our clients and their families. We believe each person's situation is different and can help prepare those who are not ready to take the necessary steps within their budget and time frame.