FHA VS Conventional loan programs in Wilmington, Will County, Illinois

In 2025, the conventional loan limit for single-family homes in Wilmington, Will county, IL stands at $726,200, while the FHA limit is $472,030.

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Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation needed for qualification. The advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to assist you in choosing the best program for your financial needs in IL.

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2025 Loan Limits and Down Payment Requirements in Wilmington, Will, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 60481

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The objective of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan without hassle. Select one of three pathways to get matched with appropriate lenders and loan services.

  1. Submit a request for optimizing Conventional/USDA/FHA loans
  2. Identify key Conventional USDA and FHA rates & terms first
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  • FIRST COMMUNITY MORTGAGE GROUP, INC.
  • 275 Robert Rose Drive, Murfreesboro, TN, 37129
  • Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it’s been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things

  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,

  • SM Federal Credit Union
  • 6029 Broadmoor Street, Mission, KS, 66202
  • SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.

  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.

  • Crossroads Investment Lending
  • 7803 Shawnee Mission Parkway, Mission, KS, 66202
  • Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves

  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.

  • Bank of Weston
  • 18255 Highway 45 North, Weston, MO, 64098
  • The Bank of Weston has served the financial needs of the Northland area of Kansas City for more than 125 years. The bank opened in a small storefront in downtown Weston, Missouri, in 1893. A total of $159.25 in deposits was accepted the bank's first day of operation. From that start, deposits have grown to more than $175, 000, 000.

  • Argentine Federal Savings
  • 3004 Strong Avenue, Kansas City, KS, 66106
  • Argentine Federal Savings, Member FDIC, is a true community savings and loan that exists solely to serve our neighbors in the greater Kansas City area. Since 1906, we have been an integral part of the community providing financial services to generations of families and fellow businesses.

  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
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