FHA VS Conventional loan in Wilmington, Will County, Illinois

In 2026, the conventional loan limit for single-family homes in Wilmington, Will county, IL stands at $726,200, while the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documentation needed for qualification. The advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to assist you in choosing the best program for your financial needs in IL.

Examine loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Wilmington, Will, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 60481

Explore Conventional and FHA Loan Options in Wilmington, IL

The objective of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan without hassle. Select one of three pathways to get matched with appropriate lenders and loan services.

Display of Lendersa USDA loan request and matching results


  • SD Realty
  • 4629 Cass Street, Suite 71, San Diego, CA, 92109
  • SD Realty has been successfully helping clients with their Real Estate and Mortgage needs since 2007. Whatever your goals are, we are here to help — providing the highest level of personalized services to create a unique and exemplary experience for all clients.A real estate transaction is a multi-faceted process with many moving parts.

  • Louie Loans
  • 3285 OCEAN FRONT WALK STE 7, San Diego, CA, 92109
  • Louie Loans, Inc. is a private money lender in Southern California. Unlike banks, we are not restricted to stringent underwriting guidelines and approval requirements. qualified developers and borrowers with quick acquisition financing for non-owner occupied property and also private investors with real estate secured investment.

  • Gonzales Property Investments
  • 3488 Camino Del Sur, Hacienda Heights, CA, 91745
  • GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.

  • Independent Lending
  • 120 Vantis Dr Suite 300, Aliso Viejo, CA, 92656
  • Since 2001, I have had the opportunity to help over 1,000+ clients buy refinance their properties. I understand the value and freedom that can be created with the right refinance strategy. Whether you are refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs a

  • Capstone Federal Credit Union
  • 3 Polaris Way, Suite 31B, Aliso Viejo, CA, 92656
  • Capstone Federal Credit Union is a federally insured, member owned financial cooperative. Our purpose is to serve our members by providing savings, loans & other services in a convenient, equitable & competitive manner.

    Our members are the bedrock of our credit union. Member-owned & not-for-profit, we're a financial cooperative that puts your

  • Cory DePass Team
  • 85 Argonaut, Suite 100, Aliso Viejo, CA, 92656
  • With our team of experts, we have made the home buying process quicker, simpler and more affordable for you.

    We provide what we call the ‘Home Buyer’s Advantage’

    We help you move your offer to the top of the stack. So that you can get your dream home even if other buyers are bidding higher

  • LowerOurMortgage.com
  • 25 Anacapa Ln, Aliso Viejo, CA, 92656
  • At LowerOurMortgage.com our team of professional mortgage experts are Refinance Specialists. Loan options include VA and Conventional Loans. Now is the perfect time to refinance your current home. Rates are at an all time low!

    We are seeing some of the lowest interest rates ever from our lenders.

  • JMJ Financial - Long Beach
  • 26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
  • At JMJ Financial has been great. I wanted to refinance my house and they have been very efficient and easy to work with. They helped me with the loan and has made the process go very smoothly. I have been very satisfied with the experience and would feel confident referring a friend or family member.

  • Aliso Niguel Mortgage
  • 120 Vantis, Suite 336, Aliso Viejo, CA, 92656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • RE Capital Group
  • 26895 Aliso Creek Rd, Suite B468, Aliso Viejo, CA, 92656
  • "We are a wholesale mortgage company offering all loan types for purchase and re-finance.

    We provide the lowest wholesale rates and loan costs, fast closing within average of 14-21 days, and no broker fees are paid by the Loan Applicant/Borrower. In addition, we can offer: appraisal waivers, escrow impound waivers for tax and insurance,"