FHA VS Conventional loan programs in 2026 for Batesville, Ripley County, Indiana

In 2026, the cap for conventional loans in Batesville, within Ripley county, IN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate the finest rates today for Conventional, FHA, and USDA loans. Find out the income, credit score, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to aid you in selecting the most fitting program in IN for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Batesville, Ripley County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The applicable zip codes for this comparison table: 47006

Available Conventional and FHA Loan Options in Batesville, IN

Lendersa® seeks to provide you the optimal Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three starting points that match you with corresponding lenders and loan programs.

Results for USDA loan request matching by Lendersa


Batesville Lenders

  • First Financial Bank
  • 201 North Broadway Street, Greensburg, IN, 47240
  • Lends in Indiana
  • First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.

  • FCN Bank
  • 501 Main St, Brookville, IN, 47012
  • Lends in Indiana
  • At FCN Bank, our people are our greatest asset. We live in the communities we serve, and we are completely dedicated to providing unequaled customer service and financial solutions.
    We are truly a local bank. We’re headquartered in Brookville, with offices also in the nearby towns of Batesville, Connersville, Harrison, and Sunman.

  • The Bath State Bank
  • 3095 Bath Road, Bath, IN, 47010
  • Lends in Indiana

  • "At Bath State Bank, our community extends beyond the Indiana ""town limits"" of Bath, West College Corner and Liberty. We support numerous endeavors and volunteer with various organizations in Indiana and Ohio to help build a stronger community.

    We are ""The Bank by the Side of the Road that is Always a Friend."""