FHA VS Conventional loan in Beech-Grove, Marion County, Indiana

In the year 2026, the conventional loan ceiling for a single-family residence in Beech-Grove, located in Marion county, IN, is set at $647,200. In comparison, the FHA loan ceiling is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates between Conventional, FHA, and USDA options. You can easily determine the required income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to choose the best option for your financial circumstances in IN.

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Loan limits and down payment requirements for 2026 in Beech-Grove, Marion county, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The above comparison is valid for zip codes: 46107

Options for Conventional and FHA loans in Beech-Grove, IN

Lendersa® strives to find you the best Conventional, USDA, or FHA loan swiftly and without stress. Choose one of these three starting points to be matched with lenders and loan programs:

USDA loan request and matching results with Lendersa


Beech-Grove Lenders

  • Indy Mortgage Team
  • 4770 S Emerson Ave, Indianapolis, IN, 46203
  • Lends in Indiana
  • At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.

  • Indiana Members Credit Union
  • PO Box 47769, Indianapolis, IN, 46247
  • Lends in Indiana
  • Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.

  • Family Horizons Credit Union
  • 6665 E 21st Street, Indianapolis, IN, 46219
  • Lends in Indiana
  • Family Horizons was founded in 1954, when we received a credit union charter allowing us to serve the financial needs of Naval Avionics’ employees and their families. The original “branch” was located within the Naval Avionics facility, about a mile from where the current East 21st Street branch is located

  • KEMBA Credit Union
  • 444 South Shortridge Rd, Indianapolis, IN, 46219
  • Lends in Indiana
  • On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis. The credit union was started by a group of Kroger employees who needed a safe place to save and borrow. KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”.

  • Firefighters Credit Union
  • 726 Massachusetts Avenue, Indianapolis, IN, 46204
  • Lends in Indiana
  • Firefighters Credit Union was organized on March 1, 1956 at a meeting held at the old Fire Headquarters at 301 E. New York St. The purpose of the meeting was to bring into existence a cooperative venture to help meet the financial needs of firefighters and their families.The original volunteer charter members were Russell Iverson.

  • The National Bank of Indianapolis
  • 107 N. Pennsylvania St, Suite 700, Indianapolis, IN, 46204
  • Lends in Indiana
  • The National Bank of Indianapolis is the largest locally-owned national bank headquartered in greater Indianapolis. With over $2 Billion in assets, we combine our expertise, local decision-making & tradition of superior service to deliver a full range of banking services to professionals, closely-held businesses & nonprofit organizations.

  • Elements Financial
  • 225 South East Street, Suite 300, Indianapolis, IN, 46202
  • Lends in Indiana
  • "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union.

    We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."

  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • Lends in Indiana
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase
    Refinance
    Fixed & ARMs
    Conventional Loans
    FHA Loans
    VA Loans"

  • Mortgage and Title Solutions LLC
  • 2737 Stones Bay Drive, Greenwood, IN, 46143
  • Lends in Indiana
  • Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.