In 2026, the limit for a Conventional loan in Indianapolis, part of Marion county, IN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side to determine the most suitable program in IN for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
This table is applicable to these zip codes: 46218, 46219, 46217, 46214, 46260, 46268, 46224, 46228, 46183, 46231, 46234, 46235, 46236, 46237, 46239, 46250, 46208, 46201, 46203, 46202, 46205, 46204, 46256, 46254, 46259, 46227, 46226, 46225, 46222, 46221, 46220, 46229, 46113, 46278, 46241, 46240, 46206, 46207, 46209, 46230, 46242, 46244, 46247, 46251, 46253, 46255, 46262, 46277, 46282, 46283, 46285, 46288, 46298
Lendersa® strives to provide the top Conventional, USDA, or FHA loan efficiently and without hassle. Choose from one of three starting points to find matching lenders and loan options.
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