FHA VS Conventional loan programs in Indianapolis, Marion County, Indiana

In 2025, the limit for a Conventional loan in Indianapolis, part of Marion county, IN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage tool allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side to determine the most suitable program in IN for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Indianapolis, Marion, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 46218, 46219, 46217, 46214, 46260, 46268, 46224, 46228, 46183, 46231, 46234, 46235, 46236, 46237, 46239, 46250, 46208, 46201, 46203, 46202, 46205, 46204, 46256, 46254, 46259, 46227, 46226, 46225, 46222, 46221, 46220, 46229, 46113, 46278, 46241, 46240, 46206, 46207, 46209, 46230, 46242, 46244, 46247, 46251, 46253, 46255, 46262, 46277, 46282, 46283, 46285, 46288, 46298

Conventional and FHA Loan Options in Indianapolis, IN

Lendersa® strives to provide the top Conventional, USDA, or FHA loan efficiently and without hassle. Choose from one of three starting points to find matching lenders and loan options.

Results from Lendersa's USDA loan request and matching


  • Integrity Mortgage & Financial Services, Inc.
  • 3205 Cascade Dr, Suite B, Valparaiso, IN, 46383
  • We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life
  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.
  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more
  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
  • The Peoples Savings Bank
  • 10 Monument Square, Urbana, OH, 43078
  • In 1892, the Peoples Savings Bank was granted a charter by the State of Ohio to open for business in Urbana, Ohio. Realizing the importance of the Champaign County community they would serve, it was thus very logical to choose the name: The PEOPLES Savings and Loan Company. In 1993, Peoples changed from a state-chartered savings
  • Fisher National Bank
  • 102 E. Division, Fisher, IL, 61843
  • The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.
  • Expree Credit Union
  • 100 Moore Drive, Frankfort, KY, 40601
  • Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
  • Stockton Mortgage Corporation
  • 88 C Michael Davenport Blvd, Frankfort, KY, 40601
  • Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
  • Meade County Bank
  • 2175 Bypass Road, Brandenburg, KY, 40108
  • Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • The Hicksville Bank
  • 144 E. High Street, Hicksville, OH, 43526
  • Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.
  • CU Mortgage Service
  • 225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385
  • CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.