FHA VS Conventional loan in Clinton, Vermillion County, Indiana

In 2026, the conventional loan limit for Clinton, located in Vermillion County, IN, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation to qualify. With our advanced mortgage tool, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side to help you decide which program in IN best fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Clinton, Vermillion County, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 47842

Traditional and FHA Loan Options in Clinton, IN

Lendersa® is dedicated to providing you with the best possible Conventional, USDA, or FHA loans, efficiently and without difficulty. Select one of three starting points that lead to matching lenders and loan programs.

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Clinton Lenders

  • Terre Haute Savings Bank
  • 533 Ohio Street, Terre Haute, IN, 47807
  • Lends in Indiana
  • Terre Haute Savings Bank operates as a full-service bank. The bank offers saving accounts, loans, mortgage, and wealth management facilities. Terre Haute Savings Bank serves customers in the State of Indiana. Count on The Hometown Savings Bank to provide practical, expert advice to help you navigate the complex and often emotional decisions.

  • The Riddell National Bank
  • PO Box 340, Brazil, IN, 47834
  • Lends in Indiana
  • Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.

  • CentreBank
  • 128 North Main Street, Veedersburg, IN, 47987
  • Lends in Indiana
  • CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.

  • First National Bank
  • 302 S Main St, Cloverdale, IN, 46120
  • Lends in Indiana
  • First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years.
    As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking