FHA VS Conventional loan programs in Terre-Haute, Vigo County, Indiana
In 2026, the limit for a Conventional loan in Terre-Haute, situated in Vigo county, IN, is $647,200, while the FHA limit for a single-family home is $420,680.
Leverage Lendersa®'s Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Evaluate the required income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the best fitting program in IN for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Terre-Haute, Vigo, IN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table applies to the following zip codes: 47804
Explore Conventional and FHA Loan Opportunities in Terre-Haute, IN
The objective of Lendersa® is to quickly deliver the most suitable Conventional, USDA, or FHA loans without trouble. Choose from three starting paths that connect you with matching lenders and loan programs.
Terre Haute Savings Bank operates as a full-service bank. The bank offers saving accounts, loans, mortgage, and wealth management facilities. Terre Haute Savings Bank serves customers in the State of Indiana. Count on The Hometown Savings Bank to provide practical, expert advice to help you navigate the complex and often emotional decisions.
Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.
First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years. As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.
