FHA VS Conventional loan in Dyer, Lake County, Indiana

In 2025, the conventional loan limit in Dyer, within the county of Lake, IN, is established at $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030, providing borrowers with diverse options for securing home financing that suits their needs.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Review income, credit, reserves, and necessary documents needed to qualify. This advanced mortgage calculator helps you see Conforming Conventional loans, USDA, FHA, and VA programs side by side, guiding you to choose the best option in IN that fits your financial planning.

Explore a variety of loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Dyer, County of Lake, IN

Type of Loan Maximum Loan Limit Down Payment Needed
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 46311

Explore Conventional and FHA Loan Choices in Dyer, IN

At Lendersa®, our goal is to swiftly secure the best Conventional, USDA, or FHA loan options with ease. Choose one of three starting points that align you with matching lenders and loan programs tailored to your financial objectives.

Outcomes for Lendersa USDA loan requests


  • The Peoples Bank Co.
  • 112-14 West Main Street, Coldwater, OH, 45828
  • Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
  • Perfect Circle Credit Union
  • 631 E Main St., Hagerstown, IN, 47346
  • Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.
  • ISPFCU
  • 730 Engineering Avenue, Springfield, IL, 62703
  • ISPFCU are insured by the National Credit Union Administration (NCUA). This is a federal agency that insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
  • The State Bank and Trust Company
  • 401 Clinton Street, Defiance, OH, 43512
  • State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions. Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
  • Midwest Community Federal Credit Union
  • 8770 State Route 66, Defiance, OH, 43512
  • Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
  • Portland Federal Credit Union
  • 9077 Charlotte Hwy., Portland, MI, 48875
  • PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.
  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
  • Illinois Educators Credit Union
  • 3101 Montvale Drive, Springfield, IL, 62704
  • Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.