FHA VS Conventional loan in St.-John, Lake County, Indiana
In the year 2025, the conventional loan limit in St.-John, located in the county of Lake, IN, is $647,200, whereas the loan limit for FHA for a single-family residence is $420,680. These limits provide a wide range of financing options for homeowners in the area.
The Lendersa® Conventional loan calculator allows you to compare today's ideal rates for Conventional, FHA, and USDA loans. It helps determine what income, credit, reserves, and documentation are required to qualify. Through our comprehensive mortgage calculator, examine Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to identify the best program in IN for your financial situation.
Loan Limits and Down Payment Needs for 2025 in St.-John, Lake, IN
Type of Loan
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$303,600
0%
FHA
$420,680
3.5%
This comparison table is relevant for zip codes: 46373, 46311
Available Conventional and FHA Loan Options in St.-John, IN
The goal of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three pathways that guide you to matching lenders and suitable loan programs.
Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
PFCU is a credit union located in West/Central Michigan dedicated to improving our members’ lives.With assets of over $690 million, more than 52, 000 members and 12 branches, PFCU provides every type of financial service our members require. From loans to credit cards to business banking solutions, members trust PFCU to provide financial service.
Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.
ISPFCU are insured by the National Credit Union Administration (NCUA). This is a federal agency that insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield.
In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.
Marine Bank takes an active role in building Central Illinois. We are committed to making our communities better places to live because we live here, too. We recognize that improving the vitality and quality of life in Springfield, Champaign, Bloomington-Normal, Macomb, Rushville and surrounding areas is in the best interest of our customers
Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
