Explore the differences! FHA VS Conventional loan programs in Evansville, Vanderburgh County, Indiana

For 2025, in Evansville, part of Vanderburgh county, IN, the Conventional loan limit is set at $726,200, while the FHA limit for a single-family home is $472,030.

Employ the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator grants a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, guiding you to choose the best program for your particular finances in IN.

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Loan Limits and Down Payment Requirements for 2025 in Evansville, Vanderburgh, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 47708, 47714, 47715, 47710, 47711, 47713, 47701, 47702, 47703, 47704, 47705, 47706, 47716, 47719, 47722, 47724, 47728, 47730, 47731, 47732, 47733, 47734, 47735, 47736, 47737, 47740, 47747, 47750

Options for Conventional and FHA Loans in Evansville, IN

The mission of Lendersa® is to swiftly deliver the most suitable Conventional, USDA, or FHA loan without hassle. Choose among three starting points to connect with matching lenders and loan programs.

Outcomes from Lendersa USDA loan request and match


  • HPC Credit Union
  • 1234 W Chisholm Street, Alpena, MI, 49707
  • At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community. We have three full-service locations, two in Alpena, MI and one in West Branch, MI. and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi
  • Northland Area Federal Credit Union
  • 1161 N. Bagley St., Alpena, MI, 49707
  • In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
  • Alpena Community Credit Union
  • 710 W. Miller St., Alpena, MI, 49707
  • Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.
  • Alpena Alcona Area Credit Union
  • 1100 S Bagley Street, Alpena, MI, 49707
  • Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
  • North Star Community Credit Union IA
  • 1207 N 2nd Street, Cherokee, IA, 51012
  • Serving 14 counties in Northwest Iowa, with offices in Cherokee, Ida Grove, and Sheldon, North Star Community Credit Union is your full-service financial institution. Offering everything from savings, checking, share certificates, loans, mortgages and more, North Star Community Credit Union is your one-stop for all your financial needs.
  • Cherokee State Bank
  • 212 W Willow Street, Cherokee, IA, 51012
  • Since 1888, we have been focused on serving Cherokee and the surrounding communities by being there for our customers. We’ve been there through recessions and depressions, in lean times and the good. As a truly independent and locally owned bank, we’ve built our foundation on thinking and acting on what’s best in the long-term for our customers.
  • Lake Shore Savings Bank
  • 128 East Fourth Street, Dunkirk, NY, 14048
  • Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
  • Twin City Lending
  • 101 East 5th Street, Suite 205, Northfield, MN, 55057
  • TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
  • Jefferson Security Bank
  • 105 E Washington Street, Shepherdstown, WV, 25443
  • Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.