FHA VS Conventional loan programs in 2025 for Mount-Vernon, Posey County, Indiana
In the year 2025, the conventional loan ceiling in Mount-Vernon, within Posey county, IN, is set at $647,200. Meanwhile, for acquiring a single-family home, the FHA limit is $420,680.
To ascertain the most favorable current rates for Conventional, FHA, and USDA loans, utilize Lendersa®'s Conventional loan calculator. Assess necessary qualifications such as income, credit score, reserves, and documentation. Our advanced tool enables a side-by-side review of Conforming Conventional, USDA, FHA, and VA loans, allowing you to identify which program in IN aligns best with your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Mount-Vernon, Posey County, IN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison shown above is applicable to the following zip codes: 47620
Understanding Your Conventional and FHA Loan Options in Mount-Vernon, IN
Lendersa® is dedicated to assisting you in obtaining the best possible Conventional, USDA, or FHA loans quickly and efficiently. Start with one of the three options below to connect with matching lenders and suitable loan programs.
In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.
Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers.
We offer hundreds of loan choices to our customers
EST stands for Excellence, Service, and Trust. We provide our clients with first-class mortgage planning, including giving you a total cost analysis, which is not offered by other mortgage brokers, online lenders, or local credit unions. We believe in high-touch and high-tech. We provide an easy online application, mobile-friendly communication.
farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
At Olde Towne Mortgage We work within the wholesale sector of the mortgage industry with access to hundreds of lenders so we're able to close MORE than just a cookie-cutter loan & at rates lower than retail. we offer Residential or Commercial loans, every borrower is different so we believe in having a mortgage portfolio that is as unique as you.
Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear:
to promote the success.
The Crew Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Salter Mortgage Group, or SMG Mortgage as many of you know us, has been serving customers with home loans since 2007 and enjoyed steady growth every year in one of the toughest markets in our lifetime. We believe this growth is due to a team who is committed to providing our clients with the highest quality financial services combined
153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans
204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.
