Explore the differences! FHA VS Conventional loan programs in Fort-Branch, Gibson County, Indiana

In 2026, the Conventional loan limit in Fort-Branch, Gibson county of IN is $647,200, whereas the FHA limit is $420,680 for single-family homes.

With Lendersa®'s Conventional loan calculator, compare today's best rates for Conventional, FHA, and USDA loans, and discover the required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the ideal program in IN for your financial situation.

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Loan Limits and Down Payment Requirements in Fort-Branch, Gibson County, IN for 2026

Type of Loan Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These comparisons are relevant for zip codes: 47648

Explore Conventional and FHA Loan Options in Fort-Branch, IN

Lendersa® aims to efficiently acquire the optimal Conventional, USDA, or FHA loan for you, hassle-free. Choose from three options to find matching lenders and programs.

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Fort-Branch Lenders

  • Sterling United Federal Credit Union
  • 1330 West Franklin Street, Evansville, IN, 47710
  • Lends in Indiana
  • Here at Sterling United Federal Credit Union we are humble to our history. The Credit Union originated in 1956 with the initial purpose being to serve employees of Sterling Brewery and their families. Amusingly enough, it all began in the brewery locker room – where employee’s checks could be cashed!

  • Diamond Valley Federal Credit Union
  • 840 East Diamond Avenue, Evansville, IN, 47711
  • Lends in Indiana
  • Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members

  • Heritage United Mortgage Services
  • 1420 N Weinbach Ave, Evansville, IN, 47711
  • Lends in Indiana
  • We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.

  • United Fidelity Bank
  • 18 N.W. Fourth Street, Evansville, IN, 47708
  • Lends in Indiana
  • United Bank Downtown Banking CenterSince 1914, United Bank has been dedicated to building long term relationships with our customers. Our mission is to be the premier community banking institution providing financial services for our market, by surpassing customer's expectations and fulfilling community needs in a manner that enhances value.

  • Old National Bank
  • 1 Main St, Evansville, IN, 47708
  • Lends in Indiana
  • Old National Bancorp is the largest financial services holding company headquartered in Indiana. With $24.0 billion in assets, we rank among the top 100 banking companies in the United States. Since our founding in Evansville, Ind., in 1834, we have focused on community banking by building long-term highly valued partnerships with our clients.

  • First Federal Savings Bank IN
  • 5001 Davis Lant Drive, Evansville, IN, 47715
  • Lends in Indiana
  • Our Mission at First Federal is to provide escalating shareholder value through ever-increasing profitability & quality growth by building loyal, profitable customer relationships with individuals and businesses in the tri-state area. These relationships will be built by effectively marketing our financial products and services and delivering them.

  • Peoples Trust & Savings Bank
  • 2201 N. Green River Rd, Evansville, IN, 47715
  • Lends in Indiana
  • Peoples Trust and Savings Bank is the hometown bank with longstanding ties to the community, big enough to provide the resources and banking services our customers need and want, yet small enough to care about each customer. We're a "Main Street"​ bank, not a Wall Street financial institution, so we provide personalized customer service.

  • Mortgage Masters of Indiana
  • 501 N. Cross Pointe Blvd, Evansville, IN, 47715
  • Lends in Indiana
  • Mortgage Masters of Indiana, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Acceptance Home Mortgage, LLC
  • 101 Plaza East Blvd, Suite 232, Evansville, IN, 47715
  • Lends in Indiana
  • Acceptance Home Mortgage, LLC, has built an excellent reputation serving the lending needs of individual home buyers, builders and real estate professionals throughout Indiana and Kentucky.We have over 150 years combined experience lending on the American dream, as well as being licensed in multiple states.