FHA VS Conventional loan in Hammond, Lake County, Indiana

In 2025, the Conventional loan limit in Hammond, Lake county, IN, is $726,200 while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents required for qualification. This advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side to assist in choosing the best program in IN for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hammond, Lake, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 46394, 46323, 46320, 46327, 46324, 46325

Conventional and FHA Loan Options in Hammond, IN

Lendersa® aims to provide the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan request and matching


  • Congressional Capital
  • 125 N Washington St, Falls Church, VA, 22046
  • Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
  • Healthcare Systems Federal Credit Union
  • 3300 Gallows Road, Falls Church, VA, 22042
  • We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe. We have the same financial services as a bank, with a few major differences; Our members own this financial institution; banks are owned by their stockholders.
  • American Bank of Oklahoma
  • 200 East Main Street, Collinsville, OK, 74021
  • American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it. American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community
  • Dimensions Mortgage LLC
  • 777 Cleveland Avenue, Suite 101, Atlanta, GA, 30315
  • The Dimensions Mortgage Company is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Community Lending Solutions Inc
  • 801 Moreland Avenue, Suite B, Atlanta, GA, 30316
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
  • York Educational Federal Credit Union
  • 1601 South Queen Street, York, PA, 17403
  • York Educational Federal Credit Union is a not-for-profit financial organization, owned and operated by its members. Organized in 1969, our goals have always been to help each other by providing financial services to meet the needs of members; assisting and educating members to make the best use of their financial resources.
  • Elite Mortgage Partners
  • 2367 Lakeside Dr, Birmingham, AL, 35244
  • Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
  • Alabama Premier Mortgage
  • 1900 Indian Lake Dr, Birmingham, AL, 35244
  • Weather its a first home or a dream home, let me help you through the process of making it YOUR home. Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
  • Mortgage Linc LLC
  • 2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
  • Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.