Explore the differences! FHA VS Conventional loan programs in Hammond, Lake County, Indiana

In 2025, the Conventional loan limit in Hammond, Lake county, IN, is $726,200 while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents required for qualification. This advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side by side to assist in choosing the best program in IN for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Hammond, Lake, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 46394, 46323, 46320, 46327, 46324, 46325

Conventional and FHA Loan Options in Hammond, IN

Lendersa® aims to provide the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan request and matching


  • University Credit Union - Maine
  • 15 Main Street, Orono, ME, 04473
  • Since 1967, UCU has been here for our members. For Maine. And for you, wherever you see yourself today and through every stage of life. As a not-for-profit financial institution, we're owned by our members, not outside stockholders. This means you’re part of something that puts “U” first.
  • Wyo Central Federal Credit Union
  • 190 S David Street, Casper, WY, 82601
  • Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
  • Jonah Bank of Wyoming
  • 777 W. 1st Street, Casper, WY, 82601
  • Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
  • WYOMING COMMUNITY DEVELOPMENT AUTHORITY
  • 155 North Beech Street, Casper, WY, 82601
  • WCDA provides low-interest single family mortgages, and education to help our customers buy and retain their homes. We also offer special programs to aid in the sustainability of homeownership. From our down payment assistance program, to homebuyer education and counseling, to our partnerships with developers and our work.
  • Stillwater Mortgage
  • 135 South Jackson St, Casper, WY, 82601
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • New Destiny Mortgage
  • 21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
  • At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Anchor Bay Finanical LLC
  • 4641 Mitchell Rd, Land O Lakes, FL, 34638
  • "Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
  • MIB Mortgage LLC
  • 19731 Ellendale Drive, Land O Lakes, FL, 34638
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equifirst Lending
  • 7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
  • Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
  • Trans States Mortgage
  • 19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
  • A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.