FHA VS Conventional loan programs in Hartford-City, Blackford County, Indiana

In 2025, the conventional loan limit for Hartford-City in Blackford County, IN, is $647,200, while the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA loans side by side to help you decide which program in IN suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Hartford-City, Blackford County, IN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is valid for zip codes: 47348

Explore Conventional and FHA Loan Options in Hartford-City, IN

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans without hassle. Choose from three starting points to match with lenders and programs that fit your needs.

Results of Lendersa USDA loan request and matching


  • Independence Bank
  • 2425 Frederica St, Owensboro, KY, 42301
  • Independence Bank sought to create a banking revolution. Shortly after appointing the Bank’s current CEO in 1991, Independence Bank arrived at a flashpoint in this mission. It was a time when financial multinationals marched through communities annexing smaller banks. Centralized, “big bank” practices became the norm.
  • Encore-Funding
  • 30100 Chagrin Boulevard, Suite 380, Cleveland, OH, 44124
  • Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.
  • Bank of Clarkson
  • 101 E. Main Street, Clarkson, KY, 42726
  • Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Neighborhood Mortgage Solutions, LLC
  • 975 North Main St, Suite D, Frankenmuth, MI, 48734
  • Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.
  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
  • CJ Simpson is the President of Transformation Home Loans, LLC. As a mortgage broker, Transformation Home Loans will help you find a mortgage with both great rates and service, with one point of contact, clear communication and a streamlined process.broker, Transformation Home Loans will help you find a mortgage with both
  • One Community Federal Credit Union
  • 531 5th Street, Parkersburg, WV, 26101
  • One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.
  • Wanigas Credit Union
  • 1837 Bagley Street, Saginaw, MI, 48601
  • Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.