FHA VS Conventional loan programs in 2026 for Upland, Grant County, Indiana

In 2026, the Conventional loan limit set in Upland, located within the county of Grant, IN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program in IN for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Upland, Grant County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to these zip codes: 46989

Exploring Conventional and FHA Loan Options in Upland, IN

Lendersa® aims to quickly connect you with the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting options that align you with matching lenders and loan programs.

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Upland Lenders

  • Afena Federal Credit Union
  • 424 N Bradner Avenue, Marion, IN, 46952
  • Lends in Indiana
  • At Afena, throughout our history we’ve been dedicated to serving our community. Our story began in 1957 when Marion Creech, Leonard Flannery, and George Shively founded Marion Independent FCU. It all started in the home of the treasurer, and our staff consisted of a single volunteer. From our first loan of $200, our focus has been giving our member

  • PrimeTrust Federal Credit Union
  • 3700 West Bethel Avenue, Muncie, IN, 47304
  • Lends in Indiana
  • For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.

  • Madison County Federal Credit Union
  • 621 East 8th Street, Anderson, IN, 46012
  • Lends in Indiana
  • Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.

  • Thrive Credit Union
  • 4501 South Delaware Drive, Muncie, IN, 47302
  • Lends in Indiana
  • Thrive Credit Union was founded in 1940 by the employees of Delco Battery. These employees joined together to establish a financial service dedicated to serving the hard working, faithful employees of Delco Battery and their families. Over the past 81 years, Thrive Credit Union has been a part of the Delaware County community.

  • First County Federal Credit Union
  • 1100 W 11th Street, Muncie, IN, 47302
  • Lends in Indiana
  • First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild. With physical branches on Muncie's diverse south and east sides, First County FCU provides real help for real people.Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana. And members

  • Beacon Credit Union- IN
  • 586 S Wabash Street, Wabash, IN, 46992
  • Lends in Indiana
  • In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders'​ simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.

  • Bippus State Bank
  • 150 Hauenstein Rd, Huntington, IN, 46750
  • Lends in Indiana
  • Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.

  • Lampco Federal Credit Union
  • 5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
  • Lends in Indiana
  • The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.

  • Haynes Community Federal Credit Union
  • 1801 S Park Road, Kokomo, IN, 46902
  • Lends in Indiana
  • The Haynes Community Federal Credit Union is a not-for-profit, cooperative financial institution. The purpose of the Credit Union is to promote thrift among members. We were established in 1948 for the employees of Union Carbide Stellite (now Haynes International) and their families. In 2006 we received our Community Charter and are open to anyone