FHA VS Conventional loan programs in Madison, Jefferson County, Indiana

In 2025, the limit for a conventional loan in Madison, under the county of Jefferson, IN, is $726,200, whereas the FHA ceiling for a single-family home is $472,030. These limits present a wide array of opportunities for potential buyers to finance their homes.

With the Lendersa® Conventional loan calculator, you can compare the current best rates among Conventional, FHA, and USDA loans. It helps you determine the necessary income, credit, reserves, and documents for qualifying. By utilizing our advanced mortgage calculator, see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to decide which program in IN is most suited for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Madison, County of Jefferson, IN

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 47250

Explore Conventional and FHA Loan Options in Madison, IN

The aim of Lendersa® is to swiftly procure the most favorable Conventional, USDA, or FHA loan with ease. Choose one of three pathways, each designed to connect you with matching lenders and corresponding loan programs.

Results from Lendersa USDA loan inquiries


  • CLASSIC MORTGAGE, L.L.C.
  • 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
  • Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,
  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
  • The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
  • Greater Alliance Federal Credit Union
  • 40 West Century Road, Paramus, NJ, 07652
  • Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
  • Diversified Funding Group USA
  • 61 Broadway, Suite 2780, New York, NY, 10006
  • Diversified Funding, we strive to always provide outstanding customer experiences and honest, reliable advice. We take the time to learn about each client’s goals, to educate on the variety of available options, and to recommend a solution that fits the client’s needs. This customer-centric approach smooths the buying process.
  • Brooklyn Funding Group Ltd.
  • 33 35th St A404, Brooklyn, NY, 11232
  • Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
  • Equity Unlimited
  • 6709 11th Ave, Brooklyn, NY, 11219
  • At EQUITY UNLIMITED, we pride ourselves on exceeding our customer's expectations in providing the best services suited for you, whether it be the best rates or options for are satisfactory to you. Specialties in Mortgage Loan, Home Loan, Personal Loan, Car Loan etc. Contact us to get in touch with a mortgage specialist.
  • Bridge Loans Brooklyn
  • 928 51st St., Brooklyn, NY, 11219
  • Bridge Loan Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. Bridge Loans Brooklyn is a direct mortgage lender providing bridge loans (bridge loan financing) for an array
  • Better Mortgage
  • 120 Broadway, 5th Floor, New York, NY, 10271
  • Better.com is one of the fastest growing home ownership startups in the country, having grown 3.5x year-over-year and funding over $2 billion in mortgages a month. The fintech disruptor dismantled the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting appointments.
  • Capital Chat
  • 30 Wall Street, New York, NY, 10005
  • Capital Chat revolutionizes real estate financing through its Ultimate Lending Advantage program, offering seamless closings in just 7 days without onsite appraisals on qualified properties. Our tailored financing solutions are crafted, ensuring experienced investors benefit from just a 5% down payment, with 100% rehab funding. Connect with Capital
  • Donald Anfuso
  • 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601
  • Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.
  • Jumbo Loan Experts LLC
  • 48 Wall Street, Suite 1100, New York, NY, 10005
  • Jumbo Loan Experts, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.