FHA VS Conventional loan in Michigan-City, LaPorte County, Indiana

For 2025, the Conventional loan limit in Michigan-City, located in the county of LaPorte, IN, is $647,200. Conversely, the FHA limit for a single-family residence is $420,680.

Employ the Lendersa® Conventional loan calculator to analyze today's best rates in Conventional, FHA, and USDA offerings. This tool calculates necessary income, credit, reserves, and document requirements. Our advanced calculator compares Conforming Conventional loans, USDA, FHA, and VA options side-by-side, guiding you to choose the best fit in IN for your financial scenario.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Needs for 2025 in Michigan-City, LaPorte, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to zip codes: 46360, 46361

Available Conventional and FHA Loan Options in Michigan-City, IN

Our goal at Lendersa® is to swiftly match you with the ideal Conventional, USDA, or FHA loan without hassles. Pick one of three starting points to connect with suitable lenders and loan offerings.

Results from Lendersa USDA loan request and matching


  • ProVisor, Inc.
  • 200 S. Executive Drive, Suite 120, Brookfield, WI, 53005
  • ProVisor, we understand the stresses of shopping around for a mortgage. That’s why our mission is to make things as simple, easy, and fast as possible, offering transparent rates because we understand this is your money. As your mortgage may be paid for many years to come, making an informed and wise.
  • Go Mortgage
  • 15430 W. Capitol Dr, Brookfield, WI, 53005
  • "GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following: Conventional mortgage FHA home loan"
  • The Hicksville Bank
  • 144 E. High Street, Hicksville, OH, 43526
  • Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.
  • Michigan Coastal Credit Union
  • 1086 Creston Street, Muskegon, MI, 49442
  • At Michigan Coastal Credit Union, we’ve been owned by our members since 1958. We are committed to Making a Difference and Adding Value to our team, members and the communities we serve. We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
  • Homestead Savings Bank
  • 415 S. Superior Street, Albion, MI, 49224
  • Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
  • Waukesha State Bank
  • 151 E. St. Paul Avenue, Waukesha, WI, 53187
  • Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.
  • First Federal Bank of Wisconsin
  • 1617 E Racine Ave, Waukesha, WI, 53186
  • At First Federal Bank our competitive advantage is our people; how we serve our customers and support our communities. We believe in conducting business with honesty and integrity. We know that trust, along with providing individualized service and financial expertise, builds long-term relationships.
  • ICD Mortgage
  • 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186
  • At ICD Mortgage we know that financing and refinancing your home requires exceptional service with a transparent process. That is why we built ICD Mortgage. As a division of Ixonia Bank, we will provide you with stability along-side a digital process that provides real-time updates through your borrower portal or our Industry Leading mobile app.
  • Bank of England Mortgage
  • 21075 Swenson Dr, Suite 250, Waukesha, WI, 53186
  • Bank of England Mortgage is a division of the Bank of England, a locally owned community bank located in England, Arkansas. We provide our clients with the expertise and services that are traditionally offered by the largest financial services institutions in the country - with the integrity of a local community bank.
  • Bellwether Funding, LLC
  • 251 W Broadway, Suite 206, Waukesha, WI, 53186
  • Bellwether Funding has over 85 lenders to refinance commercial loans, ranging from investment real estate to unique, special use, retail, office, & industrial properties. These companies either don’t qualify for bank financing, or have growth needs that exceed normal financing programs. During these difficult economic times
  • Novus Home Mortgage
  • 20935 Swenson Dr, Suite 420, Waukesha, WI, 53186
  • Novus Home Mortgage was created to set a new standard for mortgage lending.Built from the ground up by visionary industry leaders with the backing and financial support of Ixonia Bank, the company is positioned to become a model of modern residential lending.Novus Home Mortgage is committed to creating a simpler, more efficient and more transparent
  • Shorewest Realtors, Inc
  • 17450 W. North Ave, Brookfield, WI, 53045
  • John A. Horning's mission to establish Wisconsin's premier real estate company began in 1946 under the name Wauwatosa Realty. Conducting business within his home office, Horning sought to provide his clients with exemplary customer service that extended beyond a transaction. He looked to instill a familial relationship with each customer