FHA VS Conventional loan programs in Sheridan, Hamilton County, Indiana

In the year 2025, the conventional loan limit set in Sheridan, within the county of Hamilton, IN, is $726,200. Concurrently, the FHA limit for single-family homes in the same location stands at $472,030. Comprehending these limits is essential for anyone planning to navigate the real estate market effectively.

Utilize the Lendersa® Conventional loan calculator—a tool designed to allow users to compare the leading rates of the day among Conventional, FHA, and USDA options. This valuable resource assists in determining the required income, credit score, reserves, and documentation needed for eligibility in these different loan categories. By employing our advanced mortgage calculator, you'll see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans, facilitating a clear decision about which program is most beneficial for your financial situation in IN.

Compare loan offers from 100 lenders, ensuring you find the most suitable terms for your requirements.

2025 Loan Limits and Downpayment Requirements in Sheridan, Hamilton, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The comparison table is relevant to the following zip codes: 46069. Use this detailed information to aid your decision-making process.

Available Conventional and FHA Loan Options in Sheridan, IN

The mission of Lendersa® is to facilitate your access to the best possible Conventional, USDA, or FHA loans available, ensuring a seamless and speedy process. Begin by selecting one of the three main pathways, each designed to connect you with loan programs and lenders that match your unique needs effectively.

Lendersa USDA loan request and matching results


  • Icon Realty Capital, Direct Lender
  • 151 Rt 33 E, Suite 251, Englishtown, NJ, 07726
  • Icon Realty Capital is owned and operated by a team of seasoned real estate professionals who have a combined 52 years of hands-on real estate experience. We collectively participated in $3 Billions + in transactions, acting as capital providers, equity and syndicator. Our ability to Close Quickly, in as little as THREE days is a function.
  • First Chatham Bank
  • 111 Barnard Street, Savannah, GA, 31401
  • Opening its doors on January 23, 2002, First Chatham Bank became the first community bank chartered in Chatham County since 1989. Since that time, First Chatham Bank has proven to be the premier community bank in the Coastal Empire. The Bank was a vision of local business leaders.
  • Pinnacle Federal Credit Union
  • 135 Raritan Center Parkway, Edison, NJ, 08837
  • Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.
  • ATLANTIC HOME LOANS, INC
  • 50 US 46, Pine Brook, NJ, 07058
  • Atlantic Home Loans was founded by experienced and respected mortgage banking professionals with over 100 years of combined experience, and has been offering clients superior mortgage advice with personalized service since 1999. Today, AHL is licensed in over 20 states and employs over 250 people who are dedicated to delivering the best loan
  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.
  • Stratton Equities
  • 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ, 07058
  • Stratton Equities is the leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. Learn how you can purchase an Investment Property with Strat
  • Predian Mortgage
  • 830 Morris Turnpike, 4th Floor, Short Hills, NJ, 07078
  • At Predian Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Predian Mortgage believe in working hard to get the job done. Our leaders set the example,
  • Raritan Bay Federal Credit Union
  • 491 Raritan Street, Sayreville, NJ, 08872
  • Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
  • MLB Residential Lending, LLC
  • 51 Commerce Street, Suite 101, Springfield, NJ, 07081
  • MLB Residential Lending serves the lending needs of home buyers, home owners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. As a community-focused lender,